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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1545 reviews)

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4.95

Based on 1,545 reviews, last reviewed 17th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Nice people to do business with

Great savings rates and easy to access account Reviewed on: 28th February 2025

So easy to use

So easy to use especially for older people who find some of the banking apps very complicated. Clear and concise. Very pleased to have joined Zopa I have always used the big 4 previously and found them much more complicated to navigate and their returns very poor. Reviewed on: 28th February 2025

So easy to move money around your accounts.

So easy to move money around your accounts. Reviewed on: 28th February 2025

Good rates that don’t keep changing, good range of p...

Good rates that don’t keep changing, good range of products Reviewed on: 28th February 2025

Simple and Efficient

Easy to use app. Credits and withdrawals work extremely smoothly. Options for setting up different accounts to separate funds is really good too. Had no service issues at all since installing the app, which was quick and easy to set up. Reviewed on: 28th February 2025

Eeasy to set up, above inflation interest...

Zopa cash ISA was easy to set up and offers above inflation return and easy access. Reviewed on: 28th February 2025

Very efficient and easy to use App

Very efficient and easy to use App Reviewed on: 28th February 2025

Everything about Zopa is great.

Everything about Zopa is great. Easy to open, easy to manage, great rates. Reviewed on: 28th February 2025

Zopa - Great service and excellent communication.

I have had both a loan and an isa account with Zopa. Zopa are excellent at communicating. I know exactly what’s happening with the app. Zopa also offer great competitive deals both for savings and loans. Zopa also gives you lots of information about what best financial choices to make. Reviewed on: 28th February 2025

VeZopa worth a dabble

Very easy to set up online accounts, quick to move monies in/out and good rates if interest Reviewed on: 28th February 2025

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