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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1533 reviews)

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4.95

Based on 1,533 reviews, last reviewed 9th Mar 2026

25800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Not a single complaint. Not a single complaint. The app is well designed with clear focus on usability. All functionality is as it should be. The level of notifications is ex... Read more Reviewed on: 9th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1533)

So easy to move money around your accounts.

So easy to move money around your accounts. Reviewed on: 28th February 2025

Good rates that don’t keep changing, good range of p...

Good rates that don’t keep changing, good range of products Reviewed on: 28th February 2025

Simple and Efficient

Easy to use app. Credits and withdrawals work extremely smoothly. Options for setting up different accounts to separate funds is really good too. Had no service issues at all since installing the app, which was quick and easy to set up. Reviewed on: 28th February 2025

Eeasy to set up, above inflation interest...

Zopa cash ISA was easy to set up and offers above inflation return and easy access. Reviewed on: 28th February 2025

Very efficient and easy to use App

Very efficient and easy to use App Reviewed on: 28th February 2025

Everything about Zopa is great.

Everything about Zopa is great. Easy to open, easy to manage, great rates. Reviewed on: 28th February 2025

Zopa - Great service and excellent communication.

I have had both a loan and an isa account with Zopa. Zopa are excellent at communicating. I know exactly what’s happening with the app. Zopa also offer great competitive deals both for savings and loans. Zopa also gives you lots of information about what best financial choices to make. Reviewed on: 28th February 2025

VeZopa worth a dabble

Very easy to set up online accounts, quick to move monies in/out and good rates if interest Reviewed on: 28th February 2025

Zopa Cash ISA works for me

Zopa App is fast and easy to use and to date I have had no problems using it. The interest rates have consistently remained competitive. I particularly like that the Instant Access Cash ISA is flexible so I can manage my tax free savings better without sacrificing my allowance when I make withdrawals. I also like how my bank account can be linked to my Zopa cash ISA so no risk of making errors with bank details when paying money in or taking it out. Overall first class account that works well for me. Reviewed on: 28th February 2025

Great interest and easy to enjoy.

Extremely easy to use and quick payment in and out of account. Best interests rate around and love that it’s paid monthly too and updates throughout the month. Fantastic company and I am considering moving more of my banking business to them. Reviewed on: 28th February 2025

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