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Zopa: Cash ISA reviews

4.95
Based on 1,533 reviews, last reviewed 9th Mar 2026
25800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Not a single complaint. Not a single complaint. The app is well designed with clear focus on usability. All functionality is as it should be. The level of notifications is ex... Read more Reviewed on: 9th March 2026
Holger Schulz's avatar
Holger Schulz

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1533)

Easy to save and online banking Easy to use,the inte...

5
Easy to save and online banking Easy to use,the interest rate is as nigh as or higher than others,I will continue saving with Zopa Thanks Reviewed on: 28th February 2025

App is easy to use with all accounts clearly shown.

5
App is easy to use with all accounts clearly shown. Movement of funds between pots is easy to navigate Reviewed on: 28th February 2025

All round great, my fiancee now uses Zopa

5
All round great, my fiancee now uses Zopa Reviewed on: 28th February 2025

A great savings ISA

5
I have had an account withZopa for over one year and have had no difficulties with it whatsoever. Reviewed on: 28th February 2025

Top ISA.

5
Top interest rate for an easy access ISA. Reviewed on: 28th February 2025

Easiest online app for banking to use

5
User error on opening my account but they were very helpful and patient. With that sorted, I’ve opened up 2 accounts one being their ISA, so easy to track your savings. Reviewed on: 28th February 2025

Easy app to use good communication with customers

5
Easy app to use good communication with customers Reviewed on: 28th February 2025

Great rates, great app.

5
Great rates, great app. Very satisfied. Reviewed on: 28th February 2025

Nice people to do business with

5
Great savings rates and easy to access account Reviewed on: 28th February 2025

So easy to use

5
So easy to use especially for older people who find some of the banking apps very complicated. Clear and concise. Very pleased to have joined Zopa I have always used the big 4 previously and found them much more complicated to navigate and their returns very poor. Reviewed on: 28th February 2025

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