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Zopa: Cash ISA reviews

4.95
Based on 1,262 reviews, last reviewed 15th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

I can easily withdraw money and add money in.

5
I can easily withdraw money and add money in. That is all I need and it is very easy to do. Also the website is so well designed I can see everything zopa offer if I need any other services. Reviewed on: 17th January 2025

An innovative and easy to use proposition that provi...

5
An innovative and easy to use proposition that provides great value. I’d highly recommend Reviewed on: 17th January 2025

Easy to use app, which is clear and informative.

5
Easy to use app, which is clear and informative. They keep you up to date with relevant information Reviewed on: 17th January 2025

Excellent account

5
Simple and easy and customer server very helpful Reviewed on: 17th January 2025

Amazing product.

5
Amazing product. Allows separate "pots" within the ISA to make saving a doddle Reviewed on: 17th January 2025

Great app and good interest on savings

5
Great app and good interest on savings Reviewed on: 17th January 2025

zopa flexible ISA.

5
I have a zopa flexible ISA. They pay an excellent rate of interest and being about to my money instantly and repay it within the same tax year is very useful. Reviewed on: 17th January 2025

Its so simple and clear to use, I love having the op...

5
Its so simple and clear to use, I love having the option of different pots and different interest rates to suit your needs. The interest rates are very competitive too Reviewed on: 17th January 2025

Very intuitive, quick and hassle free user experience

5
Very intuitive, quick and hassle free user experience Reviewed on: 17th January 2025

Straight forward banking with understandable T&C no...

5
Straight forward banking with understandable T&C no gobbly descriptions. Reviewed on: 17th January 2025

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