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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1533 reviews)

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4.95

Based on 1,533 reviews, last reviewed 9th Mar 2026

25800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Not a single complaint. Not a single complaint. The app is well designed with clear focus on usability. All functionality is as it should be. The level of notifications is ex... Read more Reviewed on: 9th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1533)

Fab App modern saving

A really great App, recently improved, Zopa feels like a very modern way to say with plenty of great options for fixing. The ISA has good rates and is easy to handle. Reviewed on: 28th February 2025

Great deals on the cash isa, you can choose immediat...

Great deals on the cash isa, you can choose immediate withdrawal or 7 days or longer so you are completely in control Reviewed on: 28th February 2025

All info easily available on the app very easy to un...

All info easily available on the app very easy to understand- would recommend Reviewed on: 28th February 2025

Great ISA products and customer service

The rates offered for ISA’s was great last year and the app is easy to use. They have been fast, efficient and easy to deal with on all occasions. Reviewed on: 28th February 2025

So so so easy to set up and use.

So so so easy to set up and use. All via a very intuitive app. Love it! Reviewed on: 28th February 2025

Easy to open up an hub account and different products.

Easy to open up an hub account and different products. App is good but some features for some products could still be implemented. Reviewed on: 28th February 2025

Superb flexible cash ISA, great interest rate and th...

Superb flexible cash ISA, great interest rate and the app is oh so easy to use. Have recommended to friends and partner has opened one too. Reviewed on: 28th February 2025

It’s straightforward and easy to understand, you are...

It’s straightforward and easy to understand, you are informed of any changes to rates before they happen Reviewed on: 28th February 2025

Easy to understand website with all the information...

Easy to understand website with all the information required savings pots explained and isa allowances and if you've drawn out of isa there's a section that tells you how much you can top up to get back to maximum 20k Reviewed on: 28th February 2025

Great ways of saving and great rates with Zopa pots!

The cash ISA has great rates and instant access but what sets Zopa apart is being able to create pots for the savings. This means ypu can see instantly where you are in saving for a particar thing and how you are towards your goals generally. It also makes it really easy to move the money and buy the thing you're saving for once the goal is reached with some buffer if you want to. Really great too to have the osa allowance being tracked. And all accessible with a brilliant app. Reviewed on: 28th February 2025

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