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Zopa: Cash ISA reviews

4.94
Based on 1,262 reviews, last reviewed 15th Jul 2025
61% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

Zopa provided the best interest rate when I joined a...

5
Zopa provided the best interest rate when I joined and had a very easy to use app. They no longer have the best rate (but still pretty competitive) but I'm happy to stay with them as the banking app is so easy to use. Reviewed on: 17th January 2025

Easy to use App and good interest rates

5
Easy to use App and good interest rates Reviewed on: 17th January 2025

Excellent east service . Good useful app to usr

5
Excellent east service good useful app to use Reviewed on: 17th January 2025

Easy to use with great savings rates

5
Easy to use with great savings rates Reviewed on: 17th January 2025

Savings accounts

5
Set up an account with several saving pots and works well. Interest paid. New products advertised and easy to navigate. Reviewed on: 17th January 2025

Excellent rate, Great app.

5
Excellent rate, Great app that is very easy to use. Reviewed on: 17th January 2025

They look after me and my ISA.

5
They look after me and my ISA. Thank you Zopa. Reviewed on: 17th January 2025

Great app, works quickly when moving money around fr...

5
Great app, works quickly when moving money around from and to external banks Reviewed on: 17th January 2025

Best ISA ever

5
This is a great product, companu offers really clear, easy to understand terms. The interest rates are very good and the product is the most flexible ISA I've seen. Reviewed on: 17th January 2025

Good rates, easy to use,

5
The account offers good interest rates. It is easy to sue the account and the system generally is helpful and intuitive to use. I think other banks could learn from Zopa. Reviewed on: 17th January 2025

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