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Zopa: Cash ISA reviews

4.95
Based on 1,533 reviews, last reviewed 9th Mar 2026
25800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Not a single complaint. Not a single complaint. The app is well designed with clear focus on usability. All functionality is as it should be. The level of notifications is ex... Read more Reviewed on: 9th March 2026
Holger Schulz's avatar
Holger Schulz

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1533)

Easy and good rate always , good range of choices to...

5
Easy and good rate always , good range of choices to suit different needs. Reviewed on: 28th February 2025

Easy ISA with a great interest rate and flexibility.

5
The cash isa was really easy to set up and manage and has a great interest rate too and flexibility in case you need to withdraw funds temporarily. Reviewed on: 28th February 2025

Easy to use app, easy everyday language, easy acces...

4
Easy to use app, easy everyday language, easy access to funds, choice of various savings accounts to cater for all your needs. Soon to have a Zopa bank which seems like a winner from the start. Reviewed on: 28th February 2025

First class experience every time .

5
First class experience every time . Was recommended to me and I’ve recommended many times since. Keep doing what you’re doing ! Reviewed on: 28th February 2025

Wren gwery goodoodwery good

5
Professional easy to use and helpful Reviewed on: 28th February 2025

I have a cash isa with them.

4
I have a cash isa with them. Easy to set up. Rates not too bad. Reviewed on: 28th February 2025

Easy app to use friendly staff , easy to talk to on...

5
Easy app to use friendly staff , easy to talk to on the phone , interest rates excellent Reviewed on: 28th February 2025

I’ve had no problems with the service and do recomme...

5
I’ve had no problems with the service and do recommend them to all my family and friends Reviewed on: 28th February 2025

Very straight forward to use the app and good custom...

4
Very straight forward to use the app and good customer service Reviewed on: 28th February 2025

Zopa is extremely simple and intuitive, but also fee...

5
Zopa is extremely simple and intuitive, but also feels very safe - the way the savings pots only link to a single bank account means i am never worried that my money can be stolen Reviewed on: 28th February 2025

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