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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1262 reviews)

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4.94

Based on 1,262 reviews, last reviewed 15th Jul 2025

61% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

Easy to use App, Honest Savings rates

Easy to use App, Honest Savings rates Reviewed on: 17th January 2025

Solid app.

Solid app. Easy to use. Competitive interest rates. Quick transfer of funds. Reviewed on: 17th January 2025

Navigate is easy

On line and it’s easy to navigate Reviewed on: 17th January 2025

The rate offered are excellent.

The rate offered are excellent. It is simplicity itself to transfer funds albeit i have not yet attempted to withdraw funds. I am also looking at the current account but am still nervous using online banking with a bank still relatively unknown. Reviewed on: 17th January 2025

Rapid transfer and excellent rates

Rapid transfer and excellent rates Reviewed on: 17th January 2025

Zopa ISA

It was very easy to set up the ISA. I also transferred an existing cash ISA from another provider. Again the process was very straightforward. Zopa is excellent at communicating information about the account, interest rates etc. Reviewed on: 17th January 2025

Excellent

You offered a great rate for my Smart ISA, the account was easy to set up, so I believe you are doing an excellent job. Reviewed on: 17th January 2025

Good interest rate a d fast service easy to use app.

Good interest rate a d fast service easy to use app. Reviewed on: 17th January 2025

Easy to use app with some nice features.

Easy to use app with some nice features. The layout is easy to navigate that details useful information. The application process to open accounts is simple and quick. all in all a very good bank for the modern world. Reviewed on: 17th January 2025

Very straightforward, just works.

Very straightforward, just works. Reviewed on: 17th January 2025

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