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Zopa: Cash ISA reviews

4.84
Based on 1,546 reviews, last reviewed 12th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026
Angie's avatar
Angie

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1546)

Excellent app makes sense of managing my savings

5
Excellent app makes sense of managing my savings Reviewed on: 28th February 2025

Decent interest rate on ISA savings

5
Decent interest rate on ISA savings Reviewed on: 28th February 2025

Good rates ,so easy to set up and manage account via...

5
Good rates ,so easy to set up and manage account via the app Reviewed on: 28th February 2025

Easy to set up and competitive savings rates.

5
Easy to set up and competitive savings rates. Reviewed on: 28th February 2025

Zopa makes banking easier

5
Transferring in and out of Zopa is so easy through TruLayer. The interest rate is competitive, and being able to have multiple linked accounts is useful. It would be better if more linked banks were available for the automatic regular saver feature Reviewed on: 28th February 2025

very easy to use app with easy to understand display...

5
very easy to use app with easy to understand display and explanations - and ability to join in all other accounts if needed Reviewed on: 28th February 2025

Definately the best rates around I can see my savi...

5
Definately the best rates around I can see my savings increasing each month Reallyuser friendly app and great customer service Reviewed on: 28th February 2025

Very good rates all the time, would highly recommend...

5
Very good rates all the time, would highly recommend saving with Zopa. Reviewed on: 28th February 2025

Easy to use app and reliable User Experience

5
Easy to use app and reliable User Experience Reviewed on: 28th February 2025

Zopa ISA was so easy to open.

5
Zopa ISA was so easy to open. Does what it says on the tin. Reviewed on: 28th February 2025

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