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Zopa: Cash ISA reviews

View other Zopa products
4.95
Based on 1,533 reviews, last reviewed 9th Mar 2026
25800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Not a single complaint. Not a single complaint. The app is well designed with clear focus on usability. All functionality is as it should be. The level of notifications is ex... Read more Reviewed on: 9th March 2026
Holger Schulz's avatar
Holger Schulz

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S
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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1533)

Easy to set up and competitive savings rates.

5
Easy to set up and competitive savings rates. Reviewed on: 28th February 2025
Kevin P's avatar
Kevin P

Zopa makes banking easier

5
Transferring in and out of Zopa is so easy through TruLayer. The interest rate is competitive, and being able to have multiple linked accounts is useful. It would be better if more linked banks were available for the automatic regular saver feature Reviewed on: 28th February 2025
William B's avatar
William B

very easy to use app with easy to understand display...

5
very easy to use app with easy to understand display and explanations - and ability to join in all other accounts if needed Reviewed on: 28th February 2025
Faraz A's avatar
Faraz A

Definately the best rates around I can see my savi...

5
Definately the best rates around I can see my savings increasing each month Reallyuser friendly app and great customer service Reviewed on: 28th February 2025
Paula H's avatar
Paula H

Very good rates all the time, would highly recommend...

5
Very good rates all the time, would highly recommend saving with Zopa. Reviewed on: 28th February 2025
John Henderson's avatar
John Henderson

Easy to use app and reliable User Experience

5
Easy to use app and reliable User Experience Reviewed on: 28th February 2025
Ania N's avatar
Ania N

Zopa ISA was so easy to open.

5
Zopa ISA was so easy to open. Does what it says on the tin. Reviewed on: 28th February 2025
peter w's avatar
peter w

Really simple and no nonsense with the rates you get.

5
Really simple and no nonsense with the rates you get. The app works great! Reviewed on: 28th February 2025
David S's avatar
David S

ZOPA excellence

5
It was very easy to set up and the app is excellent. Good rates of interest Reviewed on: 28th February 2025
KDK's avatar
KDK

Easy to use app

5
Easy to use app, set up my Cash ISA and transferred my existing ISA over in minutes Reviewed on: 28th February 2025
Andy P's avatar
Andy P

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