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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1262 reviews)

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4.95

Based on 1,262 reviews, last reviewed 15th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

Satisfied customer

My experience with Zopa has been good with no specific problems. Reviewed on: 17th January 2025

It’s not just a smart ISA

I’ve been using smart ISA for two years. The facility provides me the incentive to save, and also allow me to have the flexibility to manage my money in case of contingency. There’s no penalty, and very easy to use. I highly recommend Zopa. Reviewed on: 17th January 2025

Excellent Saving App

Easy access service at your finger tips. Simple and clear to use, offering great rates in the current finance climate. Reviewed on: 17th January 2025

It was so easy to set up very impressed.

It was so easy to set up very impressed. And nice to see my interest going up each month. I have told my friends to do the same. Reviewed on: 17th January 2025

Excellent online savings

I've found Zopa so easy to use and their interest rates are really good, I'm happy with all their savings products that I use. Reviewed on: 17th January 2025

Easy to use.

Easy to use. Easy to use and flexible. Reviewed on: 17th January 2025

Easy interface interaction with excellent rates of i...

Easy interface interaction with excellent rates of interest Reviewed on: 17th January 2025

Easy to use and set up.

Easy to use and set up. Very pleased. Reviewed on: 17th January 2025

Very easy app navigation and fast money transfers

Very easy app navigation and fast money transfers Reviewed on: 17th January 2025

Great service, transparent and competitive

Very competitive rate of interest, and easy to transfer money in, especially from other Zopa accounts. Really helpful that Zopa reminds me how much I am able to invest in my ISA. Reviewed on: 17th January 2025

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