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Zopa: Cash ISA reviews

4.84
Based on 1,546 reviews, last reviewed 12th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026
Angie's avatar
Angie

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1546)

Flexible Cash ISA

5
Easy to use App, fast transfer of funds, being flexible is added bonus plus good interest rate. Reviewed on: 28th February 2025

The Zopa app is easy to navigate and use

5
The Zopa app is easy to use and very user friendly Reviewed on: 28th February 2025

Easy to use app that puts me in control.

5
Easy to use app that puts me in control. No faff, just straight forward products that make life easy and offer good rates. Reviewed on: 28th February 2025

Easy to deal with

5
Easy to use app, clear and shows all i need Reviewed on: 28th February 2025

ZOPA has a great intuitive app for iPhone everythin...

5
ZOPA has a great intuitive app for iPhone everything can be done online very easy to use and great rates for Cash ISA Reviewed on: 28th February 2025

Love Savings Pots and Flexible ISA

5
Love the way they use savings pots and also flexible ISA allowing withdrawn funds to be replaced. Very intuitive app is easy to use Reviewed on: 28th February 2025

Easy to use app and great savings rates

5
Easy to use app and great savings rates Reviewed on: 28th February 2025

Competitive product easy to operate on app

5
Competitive product easy to operate on app Reviewed on: 28th February 2025

Zopa ISA

5
The app works well, transfers are speedy, with a helpful confirmation notification. Reviewed on: 28th February 2025

Attractive bonus ISA

5
Moved to Zopa for ISA rate which was attractive particularly with the bonus. Will have to see what happens when the bonus ends Reviewed on: 28th February 2025

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