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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent transaction, they are the best

Excellent transaction, they are the best Reviewed on: 15th January 2025

Great for credit building highly recommend

Great for credit building highly recommend Reviewed on: 15th January 2025

No issues with Zopa, good service.

I haven’t had any issues with Zopa and so haven’t had to speak to customer service but correspondence on other areas have always been good. Reviewed on: 15th January 2025

Totally Awesome

They are awesome helped me when I needed them Reviewed on: 15th January 2025

brilliant experience with Zopa Credit card

brilliant experience with Zopa Credit card Reviewed on: 15th January 2025

Good customer service

Easy to access, good customer service. Issues are addressed promptly. Payment pattern is customer friendly. When I started using zopa credit card it was a wonderful experience, payment was easy. When I had a little challenge with the card, the customer service responded on time and the issue was resolved. Zopa credit card is worth trying and you will not regret. Reviewed on: 15th January 2025

No problems at all but I am a reasonably new customer.

No problems at all but I am a reasonably new customer. Reviewed on: 15th January 2025

The people's choice

Fast efficient and on the ball for payment Reviewed on: 15th January 2025

Always get reminders and notifications to help stay...

Always get reminders and notifications to help stay on top credit card so very helpful Reviewed on: 15th January 2025

easy to set up an account, and the staff are great

So quick and easy to set up an account, and the staff are so helpful and friendly, highly recommend to anyone. Reviewed on: 15th January 2025

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