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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Amazing and reliable

They are amazing, I will recommend Reviewed on: 15th January 2025

Very nice and kind customer service

Very nice and kind customer service Reviewed on: 15th January 2025

financial issues previously

I have had financial issues previously and they could see the effect I have made and gave me a card with basic amount which is great Reviewed on: 15th January 2025

Zopa have an easy to use app allowing you to stay in...

Zopa have an easy to use app allowing you to stay in complete control. Being able to make quick via the app re payments has been a god send. Reviewed on: 15th January 2025

My primary banking experience has been with ZOPA whe...

My primary banking experience has been with ZOPA where I primarily used their online and mobile banking platforms for managing my checking and savings accounts, making payments, and transferring funds. Reviewed on: 15th January 2025

Great service.

Great service. App easy to use and navigate Reviewed on: 15th January 2025

It been good and easy to use able to get increase ea...

It been good and easy to use able to get increase easily Reviewed on: 15th January 2025

It’s been a perfect credit card to have

It’s been perfect, had no issues. Reviewed on: 15th January 2025

Simple and easy

The whole process was simple and easy just a few clicks Reviewed on: 15th January 2025

Zopa is very generous

Zopa is very generous of giving credit increase and using their app is as smooth as butter. Reviewed on: 15th January 2025

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