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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

financial issues previously

I have had financial issues previously and they could see the effect I have made and gave me a card with basic amount which is great Reviewed on: 15th January 2025

Zopa have an easy to use app allowing you to stay in...

Zopa have an easy to use app allowing you to stay in complete control. Being able to make quick via the app re payments has been a god send. Reviewed on: 15th January 2025

My primary banking experience has been with ZOPA whe...

My primary banking experience has been with ZOPA where I primarily used their online and mobile banking platforms for managing my checking and savings accounts, making payments, and transferring funds. Reviewed on: 15th January 2025

Great service.

Great service. App easy to use and navigate Reviewed on: 15th January 2025

It been good and easy to use able to get increase ea...

It been good and easy to use able to get increase easily Reviewed on: 15th January 2025

It’s been a perfect credit card to have

It’s been perfect, had no issues. Reviewed on: 15th January 2025

Simple and easy

The whole process was simple and easy just a few clicks Reviewed on: 15th January 2025

Zopa is very generous

Zopa is very generous of giving credit increase and using their app is as smooth as butter. Reviewed on: 15th January 2025

Interest very good very friendly

Interest very good very friendly Reviewed on: 15th January 2025

An excellent card

Easy to get the card easy to access website ease of understanding terms and conditions Reviewed on: 15th January 2025

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