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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Interest very good very friendly

Interest very good very friendly Reviewed on: 15th January 2025

An excellent card

Easy to get the card easy to access website ease of understanding terms and conditions Reviewed on: 15th January 2025

Only CC for me

Had previous credit cards and cancelled them all to use my Zopa one alone as I find it the easiest and most efficient when making payments and how fast my balance clears once payments are made. Reviewed on: 15th January 2025

Simple and ease if use

I have a credit card with zopa, it's is both easy and simple to use, with guilines on support and help Reviewed on: 15th January 2025

Zopa credit card is so easy to control from the app,...

Zopa credit card is so easy to control from the app, all information is right in front of you. Reviewed on: 15th January 2025

Good service

The app is easy to use and Zopa are very good communicators Reviewed on: 15th January 2025

Very goof should be I would do open new one

Very goof should be I would do open new one Reviewed on: 15th January 2025

Great app, easy to use.

Great app, easy to use. Great for credit building, easy application. Reviewed on: 15th January 2025

I love the facilities offered by your company as 5*...

I love the facilities offered by your company as 5* credit card for those with imperfect credit. Reviewed on: 15th January 2025

Never an issue with the card and great rates easy to...

Never an issue with the card and great rates easy to use Reviewed on: 15th January 2025

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