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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Application was easy account opened immediately and...

Application was easy account opened immediately and able to use. Communication clear and concise and the app is great for checking balance and making payments. Reviewed on: 10th January 2024

Easy to use no fuss easy to repay on line

Easy to use no fuss easy to repay on line Reviewed on: 10th January 2024

Everything is so clear.

Everything is so clear. No hidden extras. Reviewed on: 10th January 2024

Always there to help you with any questions

Always there to help you with any questions Reviewed on: 10th January 2024

I have never had an issue all the time iv been with...

I have never had an issue all the time iv been with them Reviewed on: 10th January 2024

Zopa very good, for building credit.

Zopa very good, for building credit. Very helpful and listens Reviewed on: 10th January 2024

Never had a problem with zoopa,easy to access the ap...

Never had a problem with zoopa,easy to access the app and get most information I'm likely to need easy to make payments, plenty of notice when due Reviewed on: 10th January 2024

Very good and fair excellent credit card use it all.

Very good and fair excellent credit card use it all.the time Reviewed on: 10th January 2024

it has been a great experience so far.

Been good so far using this service. The experience so far has been good. I can’t complain about the experience Reviewed on: 10th January 2024

Excellent customer service when ever I have needed t...

Excellent customer service when ever I have needed to phone I always get first class service, what more can I say. Reviewed on: 10th January 2024

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