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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The best credit card

Zopa helped me in the moment that I really needed. It a credit card easy to use and I can take my time for to pay. Fantastic Reviewed on: 12th April 2023

Great Customer Service easy to understand

There’s no gobbledygook it’s plain English every thing is explained so you can make an informed decision l highly recommend Reviewed on: 12th April 2023

Best company inthe marker

Zopa is one the best company who made life very eary and look after they customers very best way and financially they always there to support there customers ina best n professional way! 5 stars for them Reviewed on: 12th April 2023

Good card

Very good card and with good interest rate Reviewed on: 12th April 2023

Fantastic

I would highly recommend Zopa to everyone! They are a fantastic company to deal with and leave their competitors behind by far Reviewed on: 12th April 2023

One of the best

Very nice experience i have with Zopa. Reviewed on: 12th April 2023

Great Credit Card

excellent creidt card, interest is not too much and easy and quick to use Reviewed on: 12th April 2023

Zopa is best

Good credit card for credit building Reviewed on: 12th April 2023

Excellent

Excellent service and availability Reviewed on: 12th April 2023

Excellent fast and foldable.

No long waiting time to apply, fast and professionally work. Kind and understandable operators give 5/5 stars Reviewed on: 12th April 2023

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