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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Brilliant

Absolutely fantastic would highly recommend to anyone and everyone Reviewed on: 11th April 2023

Zopa help me a lot

Thank you Zopa ❤️ you have a Good sistem, never issue with payment or with app. Reviewed on: 11th April 2023

Excellent service

Applied for a credit card. They were thorough and efficient and were very quick in their responses Reviewed on: 11th April 2023

The card for the less informed

I’m trying to build credit and Zopa are so helpful and in no way patronising! Reviewed on: 11th April 2023

Fantastic

Great credit card and easy to apply and payments instantly appear on the statement which is helpful. Reviewed on: 11th April 2023

Great card

I took this card out to improve my credit score, overall this has been a very handy card and glad I was accepted. Reviewed on: 11th April 2023

..

Easy payment and statement make us to control the bank account Reviewed on: 11th April 2023

Highly Recommend

Have only been a customer for the last 3 months but have had a great customer experience so far. Application process was very easy and car arrived quickly. Reviewed on: 11th April 2023

Brilliant company

Cars easy to apply for , app is very easy to use. No need to say any more try it out yourself Reviewed on: 11th April 2023

Easy, approachable and great company

I have been with Zopa for a while now I have found they are very easy and simple to keep track with on the app. Any issues are resolved straight away. Reviewed on: 11th April 2023

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