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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

My choice of credit card providers.

5
The best credit card provider in town right now. Simple. Reviewed on: 11th April 2023
Yvonne Campbell's avatar
Yvonne Campbell

Easy and super fun to use

5
I really enjoy Zopa! It allows me to repay monthly without any issues. The marketing of it is also very good, for example the app engagement and the colours of the card. I’m really happy with it! Reviewed on: 11th April 2023
Anonymous's avatar
Anonymous

Great card

5
This is a good card to start building your credit Reviewed on: 11th April 2023
Hugo pauulino's avatar
Hugo pauulino

Great credit card

5
Quick simple process to apply Great app easy to navigate and statements Reviewed on: 11th April 2023
Shadie Elyaei's avatar
Shadie Elyaei

Brilliant

5
Absolutely fantastic would highly recommend to anyone and everyone Reviewed on: 11th April 2023
Korey's avatar
Korey

Zopa help me a lot

5
Thank you Zopa ❤️ you have a Good sistem, never issue with payment or with app. Reviewed on: 11th April 2023
Corina Saizu's avatar
Corina Saizu

Excellent service

5
Applied for a credit card. They were thorough and efficient and were very quick in their responses Reviewed on: 11th April 2023
Sue foxon's avatar
Sue foxon

The card for the less informed

5
I’m trying to build credit and Zopa are so helpful and in no way patronising! Reviewed on: 11th April 2023
Chris Howard's avatar
Chris Howard

Fantastic

5
Great credit card and easy to apply and payments instantly appear on the statement which is helpful. Reviewed on: 11th April 2023
Swebber's avatar
Swebber

Great card

5
I took this card out to improve my credit score, overall this has been a very handy card and glad I was accepted. Reviewed on: 11th April 2023
Kelly Ortiz Parra's avatar
Kelly Ortiz Parra

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