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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Was very good for me at the right time

Zopa credit balance card suited me very well Reviewed on: 11th April 2023

No problems whatsoever

Great card and great staff. Always someone to contact Reviewed on: 11th April 2023

Quick, easy and professional

Applied and got instant decision. Great app with lots of tips on responsible spending etc. Recommended. Reviewed on: 11th April 2023

Credit score

Zopa helped me start to rebuild my credit score while making sure I didn’t over spend,would thoroughly recommend checking them out Reviewed on: 11th April 2023

Brilliant Company

They are trying to retrieve money back into my account that has been scammed Reviewed on: 11th April 2023

GREAT CREDIT CARD

Having taken a credit card out, it has improved my credit score whilst I initially transferred a balance, I have used the card for purchases. The app is of great benefit so I can control my spending and pay off my balance. Reviewed on: 11th April 2023

Excellent service

Extremely user friendly and got approved in mins. I would recommend this credit card to all. Reviewed on: 11th April 2023

Excellent customer service

I have had excellent customer services when I have had to call about any enquiries relating my card Reviewed on: 11th April 2023

Fantastic credit card!

Great customer services and services that are easy to understand Reviewed on: 11th April 2023

Very good

Excellent service would recommend Reviewed on: 11th April 2023

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