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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing company

Great customer service and excellent quality of app Reviewed on: 11th April 2023

The best credit card ever

Simple to use, manage and so secure. Reviewed on: 11th April 2023

Easy to use and less interset

Good to use everywhere and max shopping,groceries we can use to shop Reviewed on: 11th April 2023

Good service

Easy to use and the website is very easy to use Reviewed on: 11th April 2023

Excellent service

Excellent service, good explanation of terms and conditions. Have a lot of support provided and advice how to manage your finances Reviewed on: 11th April 2023

Top credit card

Good apr, good credit limit,easy to use app Reviewed on: 11th April 2023

My Number 1 credit card

This has got to be the best credit card I've owned and I own a few lol. The interest rate is fab, the app is easy to understand and use. I love the look of the card, it's easy to find as it looks so different from other cards. One of my favorite things about this card is the I can access my pin in the app (with so many cards and accounts it's hard to remember with pin goes with what card) Reviewed on: 11th April 2023

Was very good for me at the right time

Zopa credit balance card suited me very well Reviewed on: 11th April 2023

No problems whatsoever

Great card and great staff. Always someone to contact Reviewed on: 11th April 2023

Quick, easy and professional

Applied and got instant decision. Great app with lots of tips on responsible spending etc. Recommended. Reviewed on: 11th April 2023

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