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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant credit card company

Really good acceptance and easy manageable credit allowances. Reviewed on: 11th April 2023

Good company

Zopa is a reliable and good company Reviewed on: 11th April 2023

Excellent advice and service

Brilliant company excellent service and really good customer service will definitely recommend to anyone Reviewed on: 11th April 2023

Top service

Always in communication and keeps you posted, it’s the best service and I will highly recommend it to anyone including friends and family Reviewed on: 11th April 2023

Simple, straightforward process

By far the easiest credit card application I've done. Simple to setup and great tips and advice given at every turn to help with finances. Reviewed on: 11th April 2023

Fantastic!

So easy to use, friendly customer service. Simple app! Just a brilliant card and the additional support offered is brilliant. Give steps to help with your credit journey and offers various products all in one place. Reviewed on: 11th April 2023

Very happy

Very happy with the whole process. Fast and efficient and straightforward. Helpful and friendly staff at the end of the phone. Reviewed on: 11th April 2023

Simply the best

Everything about Zopa has been easy. They're helpful and friendly. Resolve issues quickly and the App is great to navigate. Reviewed on: 11th April 2023

great

after finishing my iva zopa have been brilliant helping me to increase my credit rating Reviewed on: 11th April 2023

Great credo card

Very professional the way I was treated and I am pleased I have a card Reviewed on: 11th April 2023

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