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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

The Best

Zopa are easy to contact and the App is very useful Reviewed on: 11th April 2023

Amazing review

So easy to get and mega easy to manage payments, would highly recommend to friends and family wanting a easy and manageable credit card Reviewed on: 11th April 2023

Excellent

Really good and affordable and cheap Reviewed on: 11th April 2023

Great provider

Great communication- great app and all round great service Reviewed on: 11th April 2023

Life saver

I struggled massively to get a credit card, with the way everything is at the moment i just needed something to fall back on if i need to. After a few rejections and me nearly giving up any sort of hope zopa came to my rescue. Massively appreciated and so easy to set up. Reviewed on: 11th April 2023

Excellent service

Really great experience with zopa credit card. Will definitely recommend to everyone. Reviewed on: 11th April 2023

My credit card

Zopa gives you everything you need in a credit card Reviewed on: 11th April 2023

Seamless

Quick application, covered all bases of terms and conditions clearly in process, easy to understand, application has useful tips and suggestions as well as ways in which to manage your debt. You are in control at your debt at all times. Perfect ! Reviewed on: 11th April 2023

The ease of credit

I fing this credit card easy to use and also making payment less stressful im very happy I choose zopa Reviewed on: 11th April 2023

Ease of use

Helpful staff and simple to understand Reviewed on: 11th April 2023

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