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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Easy and accessible

5
Very easy to apply,use and understand with a great app. Reviewed on: 11th April 2023
Michael Bottomley's avatar
Michael Bottomley

Awesome service

5
It was easy to apply for a credit card with Zopa, I definitely recommend it Reviewed on: 11th April 2023
Ioan Duta 's avatar
Ioan Duta

Great company

5
Have been great company to use have always done what I need Reviewed on: 11th April 2023
Gary Martin's avatar
Gary Martin

Great card

5
Easy to use easy to check valance with the app. Brilliant. Reviewed on: 11th April 2023
Berni's avatar
Berni

Quick access to credit facilities

5
I was able to get a credit card withing hours of registration and the limit I was given surprised me. Reviewed on: 11th April 2023
adekunle dada's avatar
adekunle dada

The best credit car

5
Quick and friendly customer support , app easy to use Reviewed on: 11th April 2023
Aiste's avatar
Aiste

Great

5
Great card, interest could be lower but its good start to manage your finances Reviewed on: 11th April 2023
Karlis's avatar
Karlis

Outstanding

5
Ease of use, simple hassle free and straightforward process behind everything you do, thankyou Reviewed on: 11th April 2023
Andrew Steadman's avatar
Andrew Steadman

Excellent,faultless

5
As someone who’s of a generation not used to technology I’ve found using my phone for transactions very easy Reviewed on: 11th April 2023
Keith North 's avatar
Keith North

Great company

5
Always helpful on the phone and quick to e-mail back would recommend to anyone Reviewed on: 11th April 2023
Wayne lea's avatar
Wayne lea

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