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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Credit score

Zopa helped me start to rebuild my credit score while making sure I didn’t over spend,would thoroughly recommend checking them out Reviewed on: 11th April 2023

Brilliant Company

They are trying to retrieve money back into my account that has been scammed Reviewed on: 11th April 2023

GREAT CREDIT CARD

Having taken a credit card out, it has improved my credit score whilst I initially transferred a balance, I have used the card for purchases. The app is of great benefit so I can control my spending and pay off my balance. Reviewed on: 11th April 2023

Excellent service

Extremely user friendly and got approved in mins. I would recommend this credit card to all. Reviewed on: 11th April 2023

Excellent customer service

I have had excellent customer services when I have had to call about any enquiries relating my card Reviewed on: 11th April 2023

Fantastic credit card!

Great customer services and services that are easy to understand Reviewed on: 11th April 2023

Very good

Excellent service would recommend Reviewed on: 11th April 2023

Exellent service.

ZOPA staff very professional and polite website exellent and easy to follow.Always know when to pay credit card as get reminders well done ZOPA. Reviewed on: 11th April 2023

Great

App is nice and easy to use up to date statements Reviewed on: 11th April 2023

Very accessible

Easy payments and see all you need to on line Reviewed on: 11th April 2023

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