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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great

Great service from Zopa! Highly recommend! Reviewed on: 11th April 2023

One of the best online banking

They are the best, highly recommend them Reviewed on: 11th April 2023

Great service, easy app

Great service, easy to use app. Reviewed on: 11th April 2023

Great facility

Easy to use and a great facility for keeping on top of your credit Reviewed on: 11th April 2023

Easy peasy

Great product, I can see my balance anytime I like on the Zopa app so can budget my finances easier. I can pay my balance or part of my balance straight from the app and I would highly recommend the Zopa card to anyone. Reviewed on: 11th April 2023

Fantastic card to build credit

No issues good card splits the transfer amount from .other spends Reviewed on: 11th April 2023

Like Zopa

Very good balance transfer and credit card options they got! Reviewed on: 11th April 2023

Very easy to upgrade

They are very good in their job . Very reliable. Reviewed on: 11th April 2023

Experience

Great experience so far. Works perfectly fine and can be use on most stores Reviewed on: 11th April 2023

Amazing

Really helpful Really helped me out Reviewed on: 11th April 2023

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