Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

View other Zopa products

4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great customer service

Helpful and informative on the app , great credit builder.. Reviewed on: 11th April 2023

Top credit card

Zopa take the worry and stress out of applying for a credit card, they’re understanding with situations that customers may be going through, with helpful advice. Zopa, they really are great Reviewed on: 11th April 2023

User friendly, costumer focused.

Fast and efficient at getting the most suitable card and setting up the app. The app is easy to use, and very simple to communicate with customer service if any issues. Reviewed on: 11th April 2023

Top

simple and easy to use, easy to pay!!! Reviewed on: 11th April 2023

Easy to use app

Easy to use app and good customer service Reviewed on: 11th April 2023

Excellent service.

This company is easy to communicate with and give a list of appropriate option personalised for your needs. Well done. Reviewed on: 11th April 2023

Great

Great service from Zopa! Highly recommend! Reviewed on: 11th April 2023

One of the best online banking

They are the best, highly recommend them Reviewed on: 11th April 2023

Great service, easy app

Great service, easy to use app. Reviewed on: 11th April 2023

Great facility

Easy to use and a great facility for keeping on top of your credit Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zable 4.82 from 123707 reviews
Credit card
from Luma 4.16 from 3 reviews
Cashback Plus Credit Card
from NatWest 4.50 from 68 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Current account
from Zopa 4.83 from 6600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub