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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Great and simple

5
No fuss card with easy to use app. Highly recommend. Reviewed on: 11th April 2023
Gaz's avatar
Gaz

Excellent service

5
Whenever I've had to contact Zopa they have been exceptionally helpful. Reviewed on: 11th April 2023
Glenn Foord-Divers 's avatar
Glenn Foord-Divers

Great

5
Love this company they’re great and the app is so good and really helpful with the payment reminders. The one improvement I have is that the credit cards are available to put in my apple wallet and use with Apple Pay. Reviewed on: 11th April 2023
Jordan Nelson's avatar
Jordan Nelson

Credit Card Builder

5
Great little credit card to help get you back on the credit ladder and improve your credit score each month. Good credit limit and got a great increase after 6 months. Low interest and manageable payments Reviewed on: 11th April 2023
Ian S's avatar
Ian S

Easy to use app

5
Very easy to use app, allows you to manage your account and make repayments. Reviewed on: 11th April 2023
82Cox's avatar
82Cox

Great

5
Good card & offers . Easy application & quick turn around Reviewed on: 11th April 2023
Cat's avatar
Cat

Best credit card provider

5
Zopa gave me financial support when no other provider want to. Reviewed on: 11th April 2023
Ivan 's avatar
Ivan

Excellent professional company

5
Easy to access and use and kept up to date with limits and products. Reviewed on: 11th April 2023
David ablott's avatar
David ablott

Great and easy to use

5
Very easy to use app which makes managing my finances even easier Reviewed on: 11th April 2023
Max Risgaard Perkin's avatar
Max Risgaard Perkin

Zopa credit card

5
Love it. Really easy to use and reliable Reviewed on: 11th April 2023
Augustas Mateliunas's avatar
Augustas Mateliunas

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