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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44353)

Easy peasy

5
Great product, I can see my balance anytime I like on the Zopa app so can budget my finances easier. I can pay my balance or part of my balance straight from the app and I would highly recommend the Zopa card to anyone. Reviewed on: 11th April 2023
David Poppleston-mead's avatar
David Poppleston-mead

Fantastic card to build credit

5
No issues good card splits the transfer amount from .other spends Reviewed on: 11th April 2023
Siriah Bentley's avatar
Siriah Bentley

Like Zopa

5
Very good balance transfer and credit card options they got! Reviewed on: 11th April 2023
Laszlo's avatar
Laszlo

Very easy to upgrade

5
They are very good in their job . Very reliable. Reviewed on: 11th April 2023
Riebelleisioma6@gma.com's avatar
[email protected]

Experience

5
Great experience so far. Works perfectly fine and can be use on most stores Reviewed on: 11th April 2023
Chidimma's avatar
Chidimma

Amazing

5
Really helpful Really helped me out Reviewed on: 11th April 2023
Zac's avatar
Zac

Great and simple

5
No fuss card with easy to use app. Highly recommend. Reviewed on: 11th April 2023
Gaz's avatar
Gaz

Excellent service

5
Whenever I've had to contact Zopa they have been exceptionally helpful. Reviewed on: 11th April 2023
Glenn Foord-Divers 's avatar
Glenn Foord-Divers

Great

5
Love this company they’re great and the app is so good and really helpful with the payment reminders. The one improvement I have is that the credit cards are available to put in my apple wallet and use with Apple Pay. Reviewed on: 11th April 2023
Jordan Nelson's avatar
Jordan Nelson

Credit Card Builder

5
Great little credit card to help get you back on the credit ladder and improve your credit score each month. Good credit limit and got a great increase after 6 months. Low interest and manageable payments Reviewed on: 11th April 2023
Ian S's avatar
Ian S

Review Zopa: Credit card now

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