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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent

I have had a Zopa credit card for a few months now and to be fair it’s excellent the Zopa app is simple to use and it tells you everything you need to know and also you get emails to remind you that your repayments are due and how much also the interest rates on the card I am using are very cheap compared to other cards out there I would and have recommended Zopa to others I can honestly say my experience all round has been excellent thank you Zopa Reviewed on: 11th April 2023

Simple and brilliant

No faf, quick and easy to set up. Proactive with communication as well as credit increases if applicable. App easy to use, would definitely recommend Reviewed on: 11th April 2023

Efficient and simple

Zopa continues to offer me a simple easily understandable financial avenue that is suitable to my lifestyle Reviewed on: 11th April 2023

Great service

Great service, easy to use app. Helpful reminders on payments and other information. Good job! Reviewed on: 11th April 2023

Amazing app really good rates

App they ya is amazing easy to see your limits and expenses Reviewed on: 11th April 2023

Awesome

Good information and staff also nicely speaking with customers… Reviewed on: 11th April 2023

Best of all

This card is the best I have used. Reviewed on: 11th April 2023

Brilliant and fast

You pay onto your credit card it goes straight on so you don't have to wait a few days to use it again Reviewed on: 11th April 2023

Credit card

Fantastic company. Very helpful and very easy to use. Reviewed on: 11th April 2023

Helping to improve my credit rating

By using this easy to apply for card, it has enabled me to improve my credit rating. Reviewed on: 11th April 2023

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