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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent Credit Card

Easy to use app as credit review and increases regularly. Highly recommend Reviewed on: 11th April 2023

Great service

Great service, easy app interface Reviewed on: 11th April 2023

Credit

Zopa we’re very quick with my application. Reviewed on: 11th April 2023

Great they are there when you need them!

Very easy and handy to use, great app and services Reviewed on: 11th April 2023

Amazing service

Verry happy with Zopa, good service and my credit limit is growing very fast. Reviewed on: 11th April 2023

Very friendly

They are very friendly and helpful and trusting to help people out when you can't get a credit card from banks Reviewed on: 11th April 2023

Great credit card

Perfect to help build your credit score. The app is quick and easy to use. They let you know what your monthly pay with plenty of notice. Great interest rates. Very affordable. Over all amazing Reviewed on: 11th April 2023

Zopa are excellent

Zopa staff are brilliant dealing with your needs when you contact them. There app is amazing easy to use. They are the best credit card company by far .just brilliant Reviewed on: 11th April 2023

Very easy to use..

Very easy to use,safe and secure Reviewed on: 11th April 2023

100%

Class service, fair interest quick application process and good tools in app. Reviewed on: 11th April 2023

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