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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Amazing app really good rates

App they ya is amazing easy to see your limits and expenses Reviewed on: 11th April 2023

Awesome

Good information and staff also nicely speaking with customers… Reviewed on: 11th April 2023

Best of all

This card is the best I have used. Reviewed on: 11th April 2023

Brilliant and fast

You pay onto your credit card it goes straight on so you don't have to wait a few days to use it again Reviewed on: 11th April 2023

Credit card

Fantastic company. Very helpful and very easy to use. Reviewed on: 11th April 2023

Helping to improve my credit rating

By using this easy to apply for card, it has enabled me to improve my credit rating. Reviewed on: 11th April 2023

Excellent Credit Card

Easy to use app as credit review and increases regularly. Highly recommend Reviewed on: 11th April 2023

Great service

Great service, easy app interface Reviewed on: 11th April 2023

Credit

Zopa we’re very quick with my application. Reviewed on: 11th April 2023

Great they are there when you need them!

Very easy and handy to use, great app and services Reviewed on: 11th April 2023

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