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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43494 reviews)

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4.94

Based on 43,494 reviews, last reviewed 20th Mar 2026

155750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy and simple to use. Very easy and simple to use. Reasonable Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43494)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent service as always will recommend

Excellent service as always will recommend Reviewed on: 15th January 2026

Easy to use app i have a card and car loan with them...

Easy to use app i have a card and car loan with them never had any problems. Keep you informed of offers and the app is great. Tells you when payments are due well in advance. Reviewed on: 15th January 2026

Great credit builder

I have had a great and easy experience with this card Reviewed on: 15th January 2026

I have found it very useful and easy

I have found it very useful and easy Reviewed on: 15th January 2026

Ive had no issues or problems and the service has be...

Ive had no issues or problems and the service has been top notch Reviewed on: 15th January 2026

Help just when I needed it

A great help getting my finances back in order Reviewed on: 15th January 2026

Very easy to deal with.

Very easy to deal with. No fuss application. Lots of clear information. Reviewed on: 15th January 2026

Just brilliant always helpful Curtiss

Just brilliant always helpful Curtiss Reviewed on: 15th January 2026

Excellent ..

I am very happy with the Zopa card . Reviewed on: 15th January 2026

Easy process from start to finish app easy to use

Easy process from start to finish app easy to use Reviewed on: 15th January 2026

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