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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Customer friendly

Extremely customer friendly easy to apply. The app is so user friendly and easy to navigate would definitely recommend to friends and family. Reviewed on: 13th January 2023

Good and easy to use

Easy to use and never had a problem Reviewed on: 13th January 2023

Fab card!

Great card for improving credit rating. East to use app to keep on top of things Reviewed on: 13th January 2023

Great company.

Fantastic company with great customer service can't do enough to help. Very understand and always happy to help. Reviewed on: 13th January 2023

Perfect card

This card has been brilliant in being a back up Reviewed on: 13th January 2023

Awesome Credit Card Company

Others didn't offer me a Credit Card BUT Zopa did and Its been a life saver in these trying times so I really appreciate them for doing that. Reviewed on: 13th January 2023

Brilliant company

Found this company so easy to deal everyone you spoke to communication was so clear and concise would recommend to anyone Reviewed on: 13th January 2023

Credit card

Excellent to deal with & Great service. Reviewed on: 13th January 2023

How credit cards should be

No fuss, great notifications and app. Payments instantly on your balance. Cant say enough positive's about this company Reviewed on: 13th January 2023

The best

Hi am grateful for being with you and you give me chance to get my credit score better Reviewed on: 13th January 2023

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