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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Excellent card and excellent customer service

5
This card accepted me when others wouldn't, the customer services are so good and friendly, would recommend to everyone Reviewed on: 14th January 2023

Best provider

5
Best ,easy, friendly , helping a lot of people Reviewed on: 14th January 2023

A very informative company it is with you all the way

5
It is a very good credit card. It keeps you informed regarding balance a spends Reviewed on: 14th January 2023

Good Credit provider

5
Good interest rates even with bad credit Reviewed on: 14th January 2023

Best Credit Card

5
I have been with Zopa for some time & I've never had any problems. I would fully recommend it. Reviewed on: 14th January 2023

Best card that I've used lately

5
Brilliant card ...helps you save a lot also Reviewed on: 14th January 2023

Amazing - Highly recommend

5
Having had numerous credit cards. Zopa have been the best provider. Their communication is excellent as well as the ease of using the app to pay bills. Highly recommend. Reviewed on: 14th January 2023

Recommend

5
Is very nice and easy to use fir whatever you need Reviewed on: 14th January 2023

My experience with Zopa.

5
I have been with this company for a number of years and have received excellent support with both credit card and a loan. Their customer service has been very helpful in resolving any issues that have arisen. I would have no hesitation in recommending them to family and friends. Reviewed on: 14th January 2023

Great company

5
Great company, easy to use the app and also tells you your borrowing score which I love Reviewed on: 14th January 2023

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