Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Good

Very good in always and I am happy Reviewed on: 14th January 2023

Trustworthy and reliable

I have never encountered any issues in my time spent with Zopa. Any upcoming changes are communicated in a timely manner and they provide additional support when needed. Reviewed on: 14th January 2023

Helped me when nobody else would

Excellent company and very smooth customer service Reviewed on: 14th January 2023

Credit Card

Excellent can not fault them at all. Reviewed on: 14th January 2023

Great service

One of the best credit cards I ever had. Reviewed on: 14th January 2023

Secon to none

This card has been so helpful in more ways than one,so many options were made available if I needed it communication was clear and the flexibility was beyond my expectation overall a positive experience. Reviewed on: 14th January 2023

Easy no fuss

Handy when you need it ,always good for emergency Reviewed on: 14th January 2023

Everything Good

Easy to use, and get app, then use its features. Well done Zopa Reviewed on: 14th January 2023

Helped me get on track absolutely brilliant

Fantastic customer service,I would recommend zopa to help you get on the ladder to help with your credit rating. Reviewed on: 14th January 2023

Fantastic Customer experience

Fantastic customer experience Easy to use App Effective communication Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Credit Card
from American Express 4.74 from 25 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.19 from 14 reviews
Avios Credit Card
from TSB 3.20 from 19 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub