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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

A very informative company it is with you all the way

It is a very good credit card. It keeps you informed regarding balance a spends Reviewed on: 14th January 2023

Good Credit provider

Good interest rates even with bad credit Reviewed on: 14th January 2023

Best Credit Card

I have been with Zopa for some time & I've never had any problems. I would fully recommend it. Reviewed on: 14th January 2023

Best card that I've used lately

Brilliant card ...helps you save a lot also Reviewed on: 14th January 2023

Amazing - Highly recommend

Having had numerous credit cards. Zopa have been the best provider. Their communication is excellent as well as the ease of using the app to pay bills. Highly recommend. Reviewed on: 14th January 2023

Recommend

Is very nice and easy to use fir whatever you need Reviewed on: 14th January 2023

My experience with Zopa.

I have been with this company for a number of years and have received excellent support with both credit card and a loan. Their customer service has been very helpful in resolving any issues that have arisen. I would have no hesitation in recommending them to family and friends. Reviewed on: 14th January 2023

Great company

Great company, easy to use the app and also tells you your borrowing score which I love Reviewed on: 14th January 2023

Very helpful

The app on the phone is easy to use, and the customer service is amazing Reviewed on: 14th January 2023

Exactly what is required

Covers your exact needs and competitive rates friendly and helpful customer service Reviewed on: 14th January 2023

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