Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great car and easy to use app

The application process was simple and quick. After having the card a while now it is my go to card. The app is easy to use, repayments are shown on my account much faster than any of the others cards I’ve had. And I’ve never had a problem with this account Reviewed on: 14th January 2023

C. Card

I've a card with Zopa send a loan. No complaints at all Reviewed on: 14th January 2023

The best

I,m happy to aplly for zopa and is the best Reviewed on: 14th January 2023

Top Notch Service

I came about this provider by random chance and have to say I’m glad I did. Very easy to navigate services, stylish card and great customer service Reviewed on: 14th January 2023

Best Credit Card out there

Fast and easy sign up, great customer service, superb app and fantastic communication updates Reviewed on: 14th January 2023

They send notification and immediate response

I’m one of the happy customer from zopa Reviewed on: 14th January 2023

Fantastic service

Absolutely fantastic service and card, the app helps you keep track of your spending and is easy to use when you want to make payments A very good product and they take into account your financial situation to be sure your not going to end up in financial hardship Would recommend especially to people trying to rebuild their credit Reviewed on: 14th January 2023

Excellent experience!

I have been sick for a couple of months and was looking for a way to protect myself on a rainy day and to build my Credit Score. Zopa Credit Card, met my requirements and luckily, I'm also ejoying a zero per cent interest rate, when repaying my card in full within a month. I'd recommend Zopa to anyone facing a difficulty and anyone who want to build the Credit Score! Reviewed on: 14th January 2023

Excellent card and excellent customer service

This card accepted me when others wouldn't, the customer services are so good and friendly, would recommend to everyone Reviewed on: 14th January 2023

Best provider

Best ,easy, friendly , helping a lot of people Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Capital One 4.08 from 293 reviews
Credit card
from 118 118 Money 4.85 from 5634 reviews
Credit card
from PayPal 4.90 from 81 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub