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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Stunning, human lending

From the offset Zopa have been clear, considerate and approachable - exceedingly good customer service, beautifully clear navigation of the product and unparalleled assistance in the somewhat complicated world of credit and fiscal futures. Reviewed on: 13th January 2023

Better then other Banks

Very helpful good staff get the job to unlike other Banks Reviewed on: 13th January 2023

Decent

Nice app easy to use and decent percentage for not best credit rating. Reviewed on: 13th January 2023

They are for everyone,

They are for everyone and there is no race , no VIP , no royalty but people only. Reviewed on: 13th January 2023

Credit card

Great product and easy to use . Friendly customer service Reviewed on: 13th January 2023

Great customer service

The best credit card company around, good rates and absolutely the best customer service and care out there by far Reviewed on: 13th January 2023

Great credit card

Arrived quickly and was an easy application. The credit cushion is a great addition! Reviewed on: 13th January 2023

Amazeing company

Help with everything start finish keep Updated all times Reviewed on: 13th January 2023

Very Fair Company

They offer several lines of credit and deal each application on a fair and open basis Reviewed on: 13th January 2023

Responsible and easy to navigate

I have a low limit and have never missed a payment. Usually pay in full but not always. Never had any problems with Zopa so I'll carry on using them. Reviewed on: 13th January 2023

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