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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Top card

Nice and easy and good to use easy to set up and the app is nice and easy to use Reviewed on: 14th January 2023

Fantastic credit building credit card

With zopa they have been amazing in helping me understand credit and are helping me to build my credit to a better rating Reviewed on: 14th January 2023

Great help with very good insight into finance

Zopa have been absolutely great helping me with financial advice and tips ect zopa definitely stand out from the crowd Reviewed on: 14th January 2023

Nice company

Enjoy doing business with a forward thinking modern company Reviewed on: 14th January 2023

Excelent

Excelent i recomand zopa credit card Reviewed on: 14th January 2023

Excellent

Excellent service provided all information documented how it should be Reviewed on: 14th January 2023

Brilliant

A+ service great customer service Reviewed on: 14th January 2023

Slow increase

Overall this Is a good credit card. However after being with them for a while Iv had no sign of an increase despite always paying on time etc would give more stars if that changed. Overall good though Reviewed on: 14th January 2023

Excellent service

Friendly interaction from the beginning. Easy to use app helps with credit control and making payments. Reviewed on: 14th January 2023

5*

5* absolutely great, the company is fantastic and is always there to help have recommended to others Reviewed on: 14th January 2023

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