Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44342)

Great help with very good insight into finance

5
Zopa have been absolutely great helping me with financial advice and tips ect zopa definitely stand out from the crowd Reviewed on: 14th January 2023
Ian butcher's avatar
Ian butcher

Nice company

5
Enjoy doing business with a forward thinking modern company Reviewed on: 14th January 2023
Neville Richard Smith's avatar
Neville Richard Smith

Excelent

5
Excelent i recomand zopa credit card Reviewed on: 14th January 2023
Carmina's avatar
Carmina

Excellent

5
Excellent service provided all information documented how it should be Reviewed on: 14th January 2023
Simon lucas's avatar
Simon lucas

Brilliant

4
A+ service great customer service Reviewed on: 14th January 2023
Richard Tucker's avatar
Richard Tucker

Slow increase

3
Overall this Is a good credit card. However after being with them for a while Iv had no sign of an increase despite always paying on time etc would give more stars if that changed. Overall good though Reviewed on: 14th January 2023
Clair's avatar
Clair

Excellent service

5
Friendly interaction from the beginning. Easy to use app helps with credit control and making payments. Reviewed on: 14th January 2023
Mary Gardner's avatar
Mary Gardner

5*

5
5* absolutely great, the company is fantastic and is always there to help have recommended to others Reviewed on: 14th January 2023
Andi Caddis's avatar
Andi Caddis

Excellent

5
Really easy to use excellent service Reviewed on: 14th January 2023
Zarina's avatar
Zarina

Perfect Card

5
All that you want with a card it’s that you have with Zopa Reviewed on: 14th January 2023
Ruben Lopez Gomez's avatar
Ruben Lopez Gomez

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill