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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great service

Quick and easy to use app. Keep you informed on everything you spend , great company Reviewed on: 14th January 2023

Easy company to deal with

I've had absolutely no problems with them at all Reviewed on: 14th January 2023

Zopa Credit Card

Excellent card company they always let you know when you need to pay before you are charged interest. Fantastic C Customer Service, would highly recommend. Reviewed on: 14th January 2023

Clear, easy and manageable.

I have been with Zopa for over a year now and have found them so easy to deal with. My account is really easy to manage via the app and I have not found any need to contact Zopa any other way as the app does everything I need. It to do. I haven’t been bombarded by Zopa to take advantage of any other services that they do like other companies do and it’s a breath of fresh air I must say. All in all, I’m happy that I am using Zopa’s service for my needs. Reviewed on: 14th January 2023

Very handy

Easy application process for credit building. Never had any personal need to contact the team but I'm sure the assistance would be there Reviewed on: 14th January 2023

Good company

I would recommend this company they review your situation each month easy to get hold of people if you want to talk Reviewed on: 14th January 2023

Excellent

Happy great experience! Excellent service. Reviewed on: 14th January 2023

Excellent credit provider

Good company that provides opportunities to build your credit history Reviewed on: 14th January 2023

Top card

Nice and easy and good to use easy to set up and the app is nice and easy to use Reviewed on: 14th January 2023

Fantastic credit building credit card

With zopa they have been amazing in helping me understand credit and are helping me to build my credit to a better rating Reviewed on: 14th January 2023

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