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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Excellent

Absolutely excellent credit card. Brilliant communication in keeping us up to date Reviewed on: 13th January 2023

Easy using the app

Zopa credit card has been extremely helpful in letting me know my spending transactions and when payments are due , very happy with there credit card. Reviewed on: 13th January 2023

Great to deal with

Have always found them great to deal with and very helpful Reviewed on: 13th January 2023

Very good card with no fees

Very good card with no fees. Never had any issue. Reviewed on: 13th January 2023

Performance

I’m very pleased with the way you keep me informed of my spending and your app is very easy to use Reviewed on: 13th January 2023

Amazing customer service in the area if credit card.

Great customer service provider. Reviewed on: 13th January 2023

Easy app great service

I found the application and app really easy and straightforward great service Reviewed on: 13th January 2023

Easy to use

App is very easy to use, if you make one off payments account is updated instantly Reviewed on: 13th January 2023

Top Class

Excellent company, even better customer service, would recommend to anyone! Reviewed on: 13th January 2023

Good comapny

Exactly what I needed, easy and good. Reviewed on: 13th January 2023

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