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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very good

Very good always helpful and affordable interest rates Reviewed on: 14th January 2023

Great customer service and app

Easy to use app for managing account, customer service responds quickly and able to resolve query at fist point of contact. Also interest rate very good for both balance transfers and purchases. Reviewed on: 14th January 2023

Great for first timers

Soo easy to use app interface, always finding ways to improve on the their quality of services to their customers . Reviewed on: 14th January 2023

Great service

Best company I have ever had keep you up to date on your spending always gives great advice 5star Reviewed on: 14th January 2023

Credit card

Excellent best All at a very good level Reviewed on: 14th January 2023

Very Helpful Company

Very helpful and fast service I would recommend this Company to all as they look after their customers 5/5* Reviewed on: 14th January 2023

Credit Card

Amazing interactive, easy to use and helpful service. Reviewed on: 14th January 2023

Credit

Very good service, no hassle and payments taken on times allocated, cheers Reviewed on: 14th January 2023

Brilliant rates and easy app to use

Easy application and app plus low interest rates. Reviewed on: 14th January 2023

Excellent

Excellent service and easy to apply for Reviewed on: 14th January 2023

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