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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Service

Excellent service, easy application, great company Reviewed on: 13th January 2023

Easy process

No hassle and straight forward. Would definitely recommend Reviewed on: 13th January 2023

Simple and easy

A great card to build up your credit score. Easy to use, works well with the app. Great support if ever needed. Reviewed on: 13th January 2023

Great customer service!

Easy to use app, regular updates and great customer service Reviewed on: 13th January 2023

Great service, great card happy alround

Use my card frequently happy with all connected features.would recommend to other customers. Reviewed on: 13th January 2023

Zopa is Zuper

I am new to credit cards, and Zopa has helped me not just build my credit but gave me a world of options at my fingertips to explore. Email reminders and updates to their service have been second to none thank you Reviewed on: 13th January 2023

Best Credit Card to build up your credit Score

They keep you up todate with your spending,you can set your desired payment up and the will only take what you hsve set. Customer service Excellent,straight through and happy to help. 100% recomend Zopa Reviewed on: 13th January 2023

Excellent

Zopa are so easy to use and have had no problems at all using my credit card. App is so easy to track spending and the credit cushion is a fabulous feature of the app. Reviewed on: 13th January 2023

Amazing company and very helpful

Was easy to apply and get accepted fast you can even use your card on the phone before the card even arrives Reviewed on: 13th January 2023

Great card

Had no problems with this card and repayments Reviewed on: 13th January 2023

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