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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great for first timers

Soo easy to use app interface, always finding ways to improve on the their quality of services to their customers . Reviewed on: 14th January 2023

Great service

Best company I have ever had keep you up to date on your spending always gives great advice 5star Reviewed on: 14th January 2023

Credit card

Excellent best All at a very good level Reviewed on: 14th January 2023

Very Helpful Company

Very helpful and fast service I would recommend this Company to all as they look after their customers 5/5* Reviewed on: 14th January 2023

Credit Card

Amazing interactive, easy to use and helpful service. Reviewed on: 14th January 2023

Credit

Very good service, no hassle and payments taken on times allocated, cheers Reviewed on: 14th January 2023

Brilliant rates and easy app to use

Easy application and app plus low interest rates. Reviewed on: 14th January 2023

Excellent

Excellent service and easy to apply for Reviewed on: 14th January 2023

A great credit service

I chose zopa credit card to help improve my credit rating, so far it's been the best decision I have ever made. The zopa app is so easy to use, every time I spend I get a notification showing how much I just spent and how much credit I have available. All payments to zopa is done through the app and is linked to my bank card. If I ever forget to make my monthly payment I don't need to worry , as there is a set date within the app where the payment is made. I am now more confident of my spending habits an I am in total control of my spending. As a result my credit rating has Improved and my credit limit has been upgraded Reviewed on: 14th January 2023

A*

Good service and very easy mobile app to use Reviewed on: 14th January 2023

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