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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great service and very easy to use app

Good credit card and very good customer service Reviewed on: 14th January 2023

Happy

Professional support helps good customer service Reviewed on: 14th January 2023

Best company I have been with!

I’ve had credit cards before and they have been no help. I lost my job previously and I had to explain this and they were so helpful and understanding! Gave me different options and guidance. Reviewed on: 14th January 2023

Good company

Never had any trouble with them Reviewed on: 14th January 2023

EFFICIENT SERVICE

It was straight forward opening an account and the mobile app is easy to use Reviewed on: 14th January 2023

They gave me a chance

It’s taken a few years but Zopa have me a chance and I have built up some credit using their management tools, their help and would recommend to anyone in my position. Reviewed on: 14th January 2023

Mr

The apr is just too ridiculous. There should be a way to reduce this in an affordable manner. Reviewed on: 14th January 2023

Great card

Great card and great rates, easy to repay, Reviewed on: 14th January 2023

Very good

Very good always helpful and affordable interest rates Reviewed on: 14th January 2023

Great customer service and app

Easy to use app for managing account, customer service responds quickly and able to resolve query at fist point of contact. Also interest rate very good for both balance transfers and purchases. Reviewed on: 14th January 2023

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