Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44354)

Fantastic combo

5
Credit score and credit card in one. Absolute perfect service. Reviewed on: 14th January 2023
TOMASZ BROZYNSKI's avatar
TOMASZ BROZYNSKI

excellent

5
Great company great rates. highly recommended Reviewed on: 14th January 2023
Caymen-kraig 's avatar
Caymen-kraig

Efficient and friendly

5
Friendly and caring team. Great card with low interest rate and easy to replay. The app is also great Reviewed on: 14th January 2023
VikkiC's avatar
VikkiC

Brilliant!

5
Very understanding and considerate team, goes above and beyond. Very helpful tools on their app. Gives you monthly insight into whether you can have a credit limit rise. Reviewed on: 14th January 2023
Dean Russell's avatar
Dean Russell

Great company, brilliant service

5
They’re really good at what they do! Helpful, informative & a really good credit service to use! Reviewed on: 14th January 2023
Siobhan 's avatar
Siobhan

Excellent service

5
Easy application firm .excellent customer service ..Highly recommended simple and straight forward .. future of banking Reviewed on: 14th January 2023
Jo Claire (Jo Jo)'s avatar
Jo Claire (Jo Jo)

Easy to understand and always very clear

5
Very happy with savings pot and clear breakdown of finances as well as app that notifies of balance. Very good. Reviewed on: 14th January 2023
Elaine H's avatar
Elaine H

Easy to use app and very informative

5
The app is easy to navigate and are kept up to date with the latest information Reviewed on: 14th January 2023
lizscrivens@yahoo.co.uk's avatar
[email protected]

Excellent service

5
Excellent card and service, ease of use, good support and seamless experience. Excellent. Reviewed on: 14th January 2023
Mark Lewis's avatar
Mark Lewis

Excellent Customer service

5
I have had a Zopa credit card for several months, and I can't speak highly enough of this company. Reviewed on: 14th January 2023
Paul Rush's avatar
Paul Rush

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill