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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Credit card

Great credit card and easy use with Google pay app. Highly recommended Reviewed on: 13th January 2023

Great company's

Perfect transactions. Thankyou..I would recommend to any body. Reviewed on: 13th January 2023

Cc

Doesn't raise credit limit over the last year Reviewed on: 13th January 2023

Great customer service

Very easy to use. Very easy to apply for. Reviewed on: 13th January 2023

Great company

Great company and good customer support Reviewed on: 13th January 2023

The best card i ever had cheers

I will always vote for Zopa because I enjoy using this card Reviewed on: 13th January 2023

Customer service

Excellent customer service experience Reviewed on: 13th January 2023

Great card for building credit

Took a chance on me when no one else would and now the only card I’ll ever use Reviewed on: 13th January 2023

Amazing

This company is so helpful and provide amazing services. Reviewed on: 13th January 2023

Excellent Service

I have had Zopa’s credit card for about a year now and their service has been top notch and you are guaranteed a quicker increment if payments are made in timely manner. I would definitely recommend to anyone seeking credit services Reviewed on: 13th January 2023

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