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Zopa: Credit card reviews

4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Very good

5
I like zopa lone an c card very low rate Reviewed on: 13th January 2023

Great Service

5
Fast and Reliable. Great Service Reviewed on: 13th January 2023

Very good

5
Its the very good. Reviewed on: 13th January 2023

Really helpful and friendly

5
.zopa is a great credit card. The app helps you keep on track and is easy to use. Really friendly abs helpful staff if you need help. Regular updates always sent out to help you keep on track Reviewed on: 13th January 2023

Thanks for zopa

5
Help full from zopa Nice to access in app Reviewed on: 13th January 2023

No hassle

5
Easy fast and quick to reply. No hassle credit. Reviewed on: 13th January 2023

Fab

5
Great company and app fabulous to work Reviewed on: 13th January 2023

Great product

5
Quick decision, easy to set up Will use services again Reviewed on: 13th January 2023

Easy to use

5
App,s and payment very easy and always updating when and how much I spend Reviewed on: 13th January 2023

Perfect

5
It’s a easy quick and safe it’s a one of the best company Reviewed on: 13th January 2023

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