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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

OPA credit card review

No negatives With Simple and easy to use app.nobody constantly ringing me up Reviewed on: 14th January 2023

Not just a card

I got mine to see if i could. I now also use their savings account. Reviewed on: 14th January 2023

Great company

I’ve had no issues with the service, can track my daily transactions and always received great assistance. Reviewed on: 14th January 2023

Best company ever

I have found Zopa to be the best credit card company by far Reviewed on: 14th January 2023

Easy, friendly, hassle free

App is easy to use, I love the text after each purchase that tells me how much I have spent and how close to the limit I am. Overall just friendly and easy to deal with. Reviewed on: 14th January 2023

Great card and easy

Easy to apply and easy to operate app Reviewed on: 14th January 2023

The only company that helped

When I was looking for an credit card with bad credit Zopa has the only one to give in a chance to improve my score Reviewed on: 14th January 2023

Good credit card

It’s really good card I would recommend this to family and friends if they needed one Reviewed on: 14th January 2023

Just great service provider

The app is excellent. I also get alerts for everything. I just love this product Reviewed on: 14th January 2023

Excellent

Very Good card, I never problems with the Zopa Reviewed on: 14th January 2023

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