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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great financial institute.

Would highly recommend. Very efficient company. Reviewed on: 14th January 2023

Great card, great process

Easy sign up, app works exactly as described and willing to take a risk on lower credit score people Reviewed on: 14th January 2023

Efficient, reliable, everything you need

Easy to apply for, straight forward process, generous limit which I have had an increase on Reviewed on: 14th January 2023

Easy to use

Very easy to use, online app great can make payments easily Reviewed on: 14th January 2023

Zopa credit card

A Great company with great staff always happy to help and very friendly if you need help with anything contact and they’ll do the very best to resolve it then and there Reviewed on: 14th January 2023

Best newcomer

No hassle or fuss seamless application process and decision in minutes. Great app that makes managing your card effortless. Would definitely recommend. Reviewed on: 14th January 2023

Easy to work with

No unexpected surprises with Zopa.Everything is as it seems,all done on line. Reviewed on: 14th January 2023

Great and easy to use

Very happy with this product and would recommend. Reviewed on: 14th January 2023

Fantastic

Fantastic team always there to help when needed. Reviewed on: 14th January 2023

Great card

Since having card it's been easy to buy low payments to repay fantastic card highly recommended Reviewed on: 14th January 2023

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