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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Amazing credit card

Zopa save us from the extra cost in an emergency and is so easy to use as well and rates are not bad too Reviewed on: 13th January 2023

Amazing

Zopa are so helpful when I had fraud they helped Reviewed on: 13th January 2023

Easy to use

Easy to set up and use love the limit function so i can control the percentage of credit i use Reviewed on: 13th January 2023

Great company easy and quick response.

I took out a credit card with zopa and never looked back, fantastic company help on hand at all times and great rates. Chuffed to bits. Reviewed on: 13th January 2023

Excellent service

Very helpful excellent communication and go extra mile to help out Reviewed on: 13th January 2023

Superb

Easy to manage, app is great. Highly recommend to someone looking to get on the credit ladder Reviewed on: 13th January 2023

Great product

Easy to use and manage through the App Reviewed on: 13th January 2023

Great card

Easy to use and great app which helps you keep track of everything and up to date with all your spending and payments Reviewed on: 13th January 2023

Very easy to use and understand..love zopla

After going through hell with my credit after the passing of my husband ....I was delighted to be accepted to zopla....so easy to use ...the app is very informative and easy to manage my account and keeping check of my spending . A new lease of life for me ....amazing Reviewed on: 13th January 2023

Best credit card going

The best credit card going they look after you Reviewed on: 13th January 2023

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