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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Credit card review

Zopa is a great credit card and use it all of the time Reviewed on: 14th January 2023

This company really looks after you !

My experience with Zopa has been very good, they are there to help when you need it most !! Reviewed on: 14th January 2023

Excellent

My few above Zopa is that they are amazing and their service is fantastic Reviewed on: 14th January 2023

Manageable credit card

Easy to use app, instant money transfer, manageable credit limit, handy little credit card to have! Reviewed on: 14th January 2023

Best credit card

Great app low payments ease access would recommend to everyone Reviewed on: 14th January 2023

Great product!

Great product that’s easy to use Reviewed on: 14th January 2023

Good product & App

Zopa have helpful customer service when contacting with questions or issues. Find the app straightforward to use & alerts you to your spending & balance. Reviewed on: 14th January 2023

Excellent product

Excellent product, excellent company Reviewed on: 14th January 2023

Good Company

A very fair company reasonable interest rates Reviewed on: 14th January 2023

I have use zopa card

It's good experience with zopa credit card Reviewed on: 14th January 2023

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