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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Brilliant and easy

5
Absolutely brilliant credit card far easier to manage and also nice to have a cushion limit on your card to save you going over anytime Reviewed on: 14th January 2023
Danny 's avatar
Danny

Zopa Credit Card Review

5
The simplicity of the App without compromising the security is superb. Reviewed on: 14th January 2023
Pjay's avatar
Pjay

great bank

5
the customer services are good and easy to reach by phone. Reviewed on: 14th January 2023
price moyo's avatar
price moyo

The best

5
Brilliant customer service , great app Reviewed on: 14th January 2023
mrblackshaw's avatar
mrblackshaw

Excellent service

5
Great customer service when I had a problem it was dealt with professionally yet friendly .. excellent customer service Reviewed on: 14th January 2023
Lisa's avatar
Lisa

Great service

5
Easy to use and great at informing you of stuff Reviewed on: 14th January 2023
Ed Hiorns's avatar
Ed Hiorns

Best website ever!

5
I was approved very quickly and was awarded a manageable credit limit. Their website is very easy to navigate, making payments online is easy. Very friendly too. Reviewed on: 14th January 2023
Dave's avatar
Dave

Great customer service

5
Pretty straightforward using it.Transactions are quick and easy Reviewed on: 14th January 2023
Abhijith's avatar
Abhijith

The best

5
I am very happy with the services provided by Zopa. I applied for a credit card, and I was approved straight away. No issues since. Zopa you are the best Reviewed on: 14th January 2023
Ioana Blidaru-Haime's avatar
Ioana Blidaru-Haime

You can't better a card that's already the best.

5
Zopa gives you the chance to prove and improve your credit rating. Reviewed on: 14th January 2023
Peter Brown's avatar
Peter Brown

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