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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Excellent Service.

I have never had any issues in relation to my Zopa Credit Card. Customer Service is outstanding, always very helpful and easy to contact. Reviewed on: 13th January 2023

Good system and quick to setup

They straight away gave me a card my credit ain’t that good, so I now use it for everyday items and pay it all off at the end of the month. Not a bad card and the app is good as well. Reviewed on: 13th January 2023

Amazing

They are respectful and treat me like a human instead of just a number Reviewed on: 13th January 2023

Very good company

My money is there when I need it, I know where to go in emergencies, easy to make payments and lovely customer service team. Reviewed on: 13th January 2023

So easy to monitor and control.

Easy to keep control of my spending and control payments. A big help to me. Reviewed on: 13th January 2023

Perfect card

Zopa offered me the card after others said no, they look at more than my report and seen the person behind it Reviewed on: 13th January 2023

Easy great application too

Very simple to apply and get going. Reviewed on: 13th January 2023

Easy process

So easy to apply and a quick response when accepted Reviewed on: 13th January 2023

No hassle card

Great service and great app to follow up card usage Reviewed on: 13th January 2023

Excellent efficient service.

Good to have a bank that offers clear advice, efficient service and rapid resolution of issues. So good that their customer service involves real friendly people, and not an automated option service that leads nowhere. Highly recommended. Reviewed on: 13th January 2023

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