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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Excellent

My few above Zopa is that they are amazing and their service is fantastic Reviewed on: 14th January 2023

Manageable credit card

Easy to use app, instant money transfer, manageable credit limit, handy little credit card to have! Reviewed on: 14th January 2023

Best credit card

Great app low payments ease access would recommend to everyone Reviewed on: 14th January 2023

Great product!

Great product that’s easy to use Reviewed on: 14th January 2023

Good product & App

Zopa have helpful customer service when contacting with questions or issues. Find the app straightforward to use & alerts you to your spending & balance. Reviewed on: 14th January 2023

Excellent product

Excellent product, excellent company Reviewed on: 14th January 2023

Good Company

A very fair company reasonable interest rates Reviewed on: 14th January 2023

I have use zopa card

It's good experience with zopa credit card Reviewed on: 14th January 2023

EXCELLENT SERVICES

Zopa made credit card services very simple to understand and no hidden charges or unexplained and rigorous procedures unlike some other providers. Reviewed on: 14th January 2023

Fantastic friendly a dream come true

Zola has helped me get through difficulties in my daily routine Reviewed on: 14th January 2023

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