Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Amazing

Best credit card I ever have easy access and interest rates so good Reviewed on: 13th January 2023

Straightforward

Nice and simple and quick application and delivery Reviewed on: 13th January 2023

Brilliant service and information

Excellent service, easy to understand with very good updates and information, would highly recommend the Company. Reviewed on: 13th January 2023

Great for building credit score

Been a great to build credit score and easy to use app Reviewed on: 13th January 2023

Votes

Very good and App works really well Reviewed on: 13th January 2023

Great

Very good always communicating with email and text messages Reviewed on: 13th January 2023

What can I say?

From initial contact with Zopa right the way through the processing, it was a flawless, seemless process. The whole set up and managing my card is so user friendly and straightforward and if I were to have any queries they are always on hand ready willing and able to help! Cannot recommend or rate enough!!! Reviewed on: 13th January 2023

Brilliant and helpful

Always in touch and helpful if needed Reviewed on: 13th January 2023

Zopa

Simple straightforward to apply for nothing hidden no qualms whatsoever would recommend zopa to anyone Reviewed on: 13th January 2023

Like family sunday dinner

No matter the problem, zopa can help communicate what's there to benefit you, to ease the stress, to comfort you. Great service, great advise, simple easy access to your account always. Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flex Purchase credit card
from Monzo 4.97 from 3041 reviews
Credit card
from Nationwide 4.00 from 207 reviews
Marbles Credit Card
from NewDay 4.90 from 539 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5789 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub