Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44342)

Great service

5
Great service and excellent customer support i would recommend this card and company to anyone. Reviewed on: 14th January 2023

Great card great company

5
Easy to get a great app very happy with them Reviewed on: 14th January 2023

Great service sets them apart from the rest

5
Amazing service and ease of use make Zopa the ideal choice Reviewed on: 14th January 2023

Outstanding

5
Never had a more outstanding and helpful company the app is very easy to use and prompts when payments due best card I've ever had Reviewed on: 14th January 2023

Excellent information and ease of management

5
Great app to help keep track of your situation and alerts when you’re near to your credit limit Reviewed on: 14th January 2023

Helping customers with affordable credit cards

5
Good financial consideration towards individuals circumstances to providing credit cards to customers Reviewed on: 14th January 2023

Quality service

5
Absolutely brilliant service super friendly staff and would definitely recommend Zopa to anyone Reviewed on: 14th January 2023

Easy to apply

5
Great company easy to apply and app is good Reviewed on: 14th January 2023

Credit card review

5
Zopa is a great credit card and use it all of the time Reviewed on: 14th January 2023

This company really looks after you !

5
My experience with Zopa has been very good, they are there to help when you need it most !! Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products