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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

All well

Good to have this card. Will always recommend Reviewed on: 13th January 2023

Does what you need

Works great for me , easy to use and navigate features. Reviewed on: 13th January 2023

Great card

Have had great service and good app everything so quickly sorted which is perfect. Reviewed on: 13th January 2023

Best out there

Can't fault Zopa .Keep me well informed of everything happening in my account .Fantastic. Reviewed on: 13th January 2023

Easy to use site

Easy to navigate and very informative Reviewed on: 13th January 2023

Happy

very excellent service quick online payment service Reviewed on: 13th January 2023

Excellent service

From the day I have had this credit card, it's been plain sailing, and easy to apply Reviewed on: 13th January 2023

Great service

Great card, with great costumer service Reviewed on: 13th January 2023

Fantastic

Great service highly recommend, perfect Reviewed on: 13th January 2023

Helps greatly

This card helps in times of need a little lifeline Reviewed on: 13th January 2023

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