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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Clear and concise with zero jargon!

The website and ap are clear and concise and easy to manoeuvre. There’s zero confusion regarding balances, interest and accounts so easy to stay on budget and avoids any extra fees. Reviewed on: 14th January 2023

Zopa is Fantastic

Excellent, when you pay your card back you get the money on your account straight away no waiting around 2days the app is the easiest to use too thank you Reviewed on: 14th January 2023

Easy way to manage your money

I like the way They have lots of information on they app on managing your finances and there app is so user friendly Reviewed on: 14th January 2023

Very reliable company.

Very pleased with customer service. Reviewed on: 14th January 2023

Easy app

Excellent app with this credit card, easy to use and everything available at your fingertips Reviewed on: 14th January 2023

Best Bank !

I'm very happy to say that Zopa credit card is the best deal I made ever! Reviewed on: 14th January 2023

Credit card

A very friendly credit card provider Reviewed on: 14th January 2023

Number 1 credit Card Company

I have been the Zopa service for many years and find their online app system very easy to use and communicate with someone from the team of needed, I wouldn't use any other service apart from these guys do thank you in advance for accepting me in, you truly do deserve to be nominated I am here to cheer when you win it. Reviewed on: 14th January 2023

Best by far

Best company and credit cad I have had. It give me what I need and the freedom of banks and they are always on hand to help and done quickly. The app is great and can have my credit card and loan all in 1 place. Highly recommended Reviewed on: 14th January 2023

Very helpful

Helped me with a car loan at a very competitive price also a credit card to build my score Reviewed on: 14th January 2023

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