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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Fabulous

Great bank, easy to use app. Would definitely recommend it to others. Fabulous Reviewed on: 13th January 2023

Great and no worries

All of my transactions have been dealt with effectively,professionally and no problems. Customer service. Has been at the top of their game displaying knowledge and understanding and conclude business with the uttermost satisfaction. Reviewed on: 13th January 2023

Very easy to set up

Great company ive had no issue's Reviewed on: 13th January 2023

Best card

So easy to use and make payment the app is so easy to understand Reviewed on: 13th January 2023

Credit card review

I have had has this credit card for a year, and feel it is the best I have had they don’t let you get in to debt. They are responsible lenders. Reviewed on: 13th January 2023

Credit cards

Very help full easy to use app fantastic service Reviewed on: 13th January 2023

Zopa

Great credit card with an excellent app'. Helps me stay on track with everything. Reviewed on: 13th January 2023

Credit with care

Having a Zopa credit card has made my life a little bit easier as it was issued, delivered and managed without fuss and I have been kept up to date with my spending as soon as I have spent. Reviewed on: 13th January 2023

Best credit card provider

Always there to help Fast response Easy app Fast payments Less interest rates Reviewed on: 13th January 2023

Brilliant

Brilliant credit card and credit building Reviewed on: 13th January 2023

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