Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Amazing

Best company about. Never lets you down and always reminds you when deadlines need to be met. Highly recommend to anyone. Reviewed on: 14th January 2023

Great

Great service very easy to apply, brilliant Reviewed on: 14th January 2023

The best

Am super proud of Zopa credit history. Is one of the best in the world. Reviewed on: 14th January 2023

Fast and reliable

Zopa is a credit card which has easy to use online app they are fast and reliable and keep you up to date. Reviewed on: 14th January 2023

Great card

Good credit limit, decent apr, quick and easy application Reviewed on: 14th January 2023

Great credit card provider

Great customer services Friendly company to deal with Reviewed on: 14th January 2023

Brilliant all round service

Brilliant service all round would defiantly recommend Reviewed on: 14th January 2023

First class

I have no problems first class service Reviewed on: 14th January 2023

Highly recommended

Good little credit card. The app is easy to use, and the rates are fair to.. highly recommended. It helped me finish my pond so I'm happy Reviewed on: 14th January 2023

Best easy to use credit card

I like Zopa so much overall the customer service is amazing and the app is straightforward and easy to use Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Opus Credit Card
from NewDay 5.00 from 3 reviews
Credit cards
from Virgin Money 3.86 from 806 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub