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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best by far

Best company and credit cad I have had. It give me what I need and the freedom of banks and they are always on hand to help and done quickly. The app is great and can have my credit card and loan all in 1 place. Highly recommended Reviewed on: 14th January 2023

Very helpful

Helped me with a car loan at a very competitive price also a credit card to build my score Reviewed on: 14th January 2023

Amazing

Best company about. Never lets you down and always reminds you when deadlines need to be met. Highly recommend to anyone. Reviewed on: 14th January 2023

Great

Great service very easy to apply, brilliant Reviewed on: 14th January 2023

The best

Am super proud of Zopa credit history. Is one of the best in the world. Reviewed on: 14th January 2023

Fast and reliable

Zopa is a credit card which has easy to use online app they are fast and reliable and keep you up to date. Reviewed on: 14th January 2023

Great card

Good credit limit, decent apr, quick and easy application Reviewed on: 14th January 2023

Great credit card provider

Great customer services Friendly company to deal with Reviewed on: 14th January 2023

Brilliant all round service

Brilliant service all round would defiantly recommend Reviewed on: 14th January 2023

First class

I have no problems first class service Reviewed on: 14th January 2023

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