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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Application

5
Quick application to complete. App is very easy to use. Reviewed on: 13th January 2023
Shara Smith's avatar
Shara Smith

Great service and app!

5
Absolutely brilliant, easy to apply and the app is great! Love ZOPA Reviewed on: 13th January 2023
mally629@yahoo.com's avatar
[email protected]

Amazing

5
Really helpful and easy to use. Amazing service Reviewed on: 13th January 2023
Ben Fenton's avatar
Ben Fenton

Credit Card Made Easy

5
Straight forward no nonsense credit card, easy to use app and a sensible credit limit. Well done. Reviewed on: 13th January 2023
Garry Neath's avatar
Garry Neath

Saviour

5
Having a Zopa card has helped immensely. Very happy with it. Thankyou guys. Reviewed on: 13th January 2023
Dave's avatar
Dave

Amazing

5
I so happy i was accepted for this credit card and really help me . Hope you keep on top of our expectations. Reviewed on: 13th January 2023
George's avatar
George

zopa is super

5
Excellent easy to use app and great customer service Reviewed on: 13th January 2023
Tomma Daglish's avatar
Tomma Daglish

Great product

5
Easy, clear dies exactly as it should Reviewed on: 13th January 2023
Dagmara 's avatar
Dagmara

Great service

5
I joined Zopa as a result of an advert. Expected them to be the same as all the others. But I was happily mistaken. Zopa has been a pleasure to use. The app is extremely easy to use with lots of useful tips and advice. Very happy to be a customer. Reviewed on: 13th January 2023
Jaytheguvna's avatar
Jaytheguvna

Good company great for finance

5
Absolutely Reviewed on: 13th January 2023
STUART NORTON's avatar
STUART NORTON

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