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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

The best loan company

Zopa is one of the best companies. I applied for Zopa credit card and had an answer straight away. The limit given on the card suprisme as I didn't expect so much. The monthly rate is not so big so it is easy to pay the all the used money back. I highly recommending Zopa credit card to anyone who is in need of extra money for unexpected spendings. Reviewed on: 13th January 2023

Zopa card

Very good service easy to use and excellent service Reviewed on: 13th January 2023

Great service

Hassle-free application, extremely easy to use and great range of services. Reviewed on: 13th January 2023

Great card great service

Using my card is easy and getting on the website is easy to us , the information is always update and their services relating to credit score how to help improve it and how to manage your money is very informative and helpful Reviewed on: 13th January 2023

Great company to deal with

Very easy process to apply, terms open and transparent, great terms. Reviewed on: 13th January 2023

This card is good and easy to apply

This card is good and easy to apply And this always show your cradite reating Reviewed on: 13th January 2023

The best card on the market

Hassle free Great! Easy and convenient. Reviewed on: 13th January 2023

Easy to apply

Easy to apply, quick delivery of card. Great app to keep you on track of your finances. Reviewed on: 13th January 2023

Very interesting, professionnel and very helpful

Very satisfied, happy with the Company’s policy Reviewed on: 13th January 2023

Easy and simple

Easy and simple to apply and the app is easier than others to use and understand Reviewed on: 13th January 2023

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