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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Smart choice

Easy to use and a very smart choice. Reviewed on: 13th January 2023

Fast and reliable

Easy to apply fast application process. Very good app Reviewed on: 13th January 2023

ZOPA REVIEW

The card is easily set up, the app is really easy and user friendly and any queries I have have been dealt with effectively and immediatly would absolutley recommend ZOPA Reviewed on: 13th January 2023

Reliability of Zopa Credit Card

Zopa is always there in times of need. Reviewed on: 13th January 2023

Great card

Very easy application process, fantastic online app very easy to use a must to rebuild your credit history and a sensible limit. Reviewed on: 13th January 2023

Excellent credit card great company

Had no problems why been with zopa I have 3 credit cards and it's over all my fav one out them all definitely recommended Reviewed on: 13th January 2023

Excellent

Excellent very good, happy to zopa Reviewed on: 13th January 2023

Brilliant

Zopa are with you every step of the way Reviewed on: 13th January 2023

Credit card review

Excellent credit card great value and service Reviewed on: 13th January 2023

Really understand me

Zopa really understands me and my needs with my credit card it’s just been amazing journey Reviewed on: 13th January 2023

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