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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great card

Easy acceptance, apr not too high, only downside is the low credit limit which does not seem to rise Reviewed on: 14th January 2023

is the best credit card bank

the credit card is very good, you can use it in any country, you can also withdraw money from it and it is at a reasonable percentage Reviewed on: 14th January 2023

I used Zopa credit card

When I using Zopa credit card.it’s best card.app service and other things can solve very easily.I like it zooa Reviewed on: 14th January 2023

The best help

Very easy to apply also when you make a payment its almost instamtly added to your account and not 3 days later and the phone app is easy to use and even offer ways to futher products with app Reviewed on: 14th January 2023

Easy banking

The app is easy to use, and seem fair with limits and payments. Reviewed on: 14th January 2023

Easy and professional

Easy and professional from start to finish. Application was stress free, decision was instant. The banking app is great. 5 star service all round. Thanks guys Reviewed on: 14th January 2023

Easy to use, great customer service!

Zopa provides a modern, easy to use credit card with great benefits such as free usage abroad. It’s a combination of forward thinking tech and smart money. I love it. Reviewed on: 14th January 2023

Excellent

So organised, everything to do with payment brilliant Reviewed on: 14th January 2023

Zopa the best

Have found Zopa to be straightforward and easy to deal with. Always keeping you well informed and no hidden charges Reviewed on: 14th January 2023

Reliability

They are very reliable with good customer service . Reviewed on: 14th January 2023

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