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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Amazing experience

-low interest -good communication -very explaining Reviewed on: 14th January 2023

Service

Very good customer service. Well deserved Reviewed on: 14th January 2023

The number 1 credit card provider

Zopa issues me with a credit card and I have never missed a payment .They are a very good company and I tell all my friends about the fabulous service I have received Reviewed on: 14th January 2023

Most flexible credit card

One of the best credit cards, I've ever used Reviewed on: 14th January 2023

Helped when others would not

I can’t commend Zopa enough they helped me when no one else would. The app is easy to use and easy to keep a track of things Reviewed on: 14th January 2023

Fantastic

Really helpful app great love the notifications Reviewed on: 14th January 2023

Excellent service

Quick easy application. Would recommend to all. Reviewed on: 14th January 2023

Credit card

Zopa have helped me after financial problems zopa have helped by giving ne a credit card I have been able to build my credit back up Reviewed on: 14th January 2023

Great card and mobile app

Good app for keeping on top of your balance and payments are quick and easy to show and be available. Reviewed on: 14th January 2023

Very Helpful Service

Has helped me to build my credit score Reviewed on: 14th January 2023

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