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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Quick easy excellent company

I have this credit card about one year no problem and very good excellent company Reviewed on: 14th January 2023

Best Card Provider

Excellent service and prompt delivery Reviewed on: 14th January 2023

Modern day simple and safe credit

Very respectable credit company also very safe and easy to use Reviewed on: 14th January 2023

Zopa the place to be for credit !

As credit companies go you can not beat Zopa on their service. Zopa are always extremely helpful and supportive making any calls and queries easy to deal with. I never stresses if I have a query as I know I will be met with a very friendly and professional service . Reviewed on: 14th January 2023

Online friendly bank

What can I say about this bank apart from they are an easy, straight forward bank offer top products and good service. Very happy to be a customer. Reviewed on: 14th January 2023

Fantastic Zopa!

I love how quickly I got my credit card! Reviewed on: 14th January 2023

Cool

Extra credit card. Best for everything Reviewed on: 14th January 2023

great company reliable

never had a problem with zopa good Reviewed on: 14th January 2023

Excellent Product and Service

Great card and excellent customer service. Reviewed on: 14th January 2023

Zopa credit card

Very impressive card application process very straightforward had my APR confirmed before applying and was pre approved card arrived few days later no problems so far all seems in order feel zopa are here to help people even with a low credit score Reviewed on: 14th January 2023

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