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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great card and mobile app

Good app for keeping on top of your balance and payments are quick and easy to show and be available. Reviewed on: 14th January 2023

Very Helpful Service

Has helped me to build my credit score Reviewed on: 14th January 2023

Quick easy excellent company

I have this credit card about one year no problem and very good excellent company Reviewed on: 14th January 2023

Best Card Provider

Excellent service and prompt delivery Reviewed on: 14th January 2023

Modern day simple and safe credit

Very respectable credit company also very safe and easy to use Reviewed on: 14th January 2023

Zopa the place to be for credit !

As credit companies go you can not beat Zopa on their service. Zopa are always extremely helpful and supportive making any calls and queries easy to deal with. I never stresses if I have a query as I know I will be met with a very friendly and professional service . Reviewed on: 14th January 2023

Online friendly bank

What can I say about this bank apart from they are an easy, straight forward bank offer top products and good service. Very happy to be a customer. Reviewed on: 14th January 2023

Fantastic Zopa!

I love how quickly I got my credit card! Reviewed on: 14th January 2023

Cool

Extra credit card. Best for everything Reviewed on: 14th January 2023

great company reliable

never had a problem with zopa good Reviewed on: 14th January 2023

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