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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

1st class service

5
quick decision and credit limit was exactly what I needed. App is brilliant and allows me instant access to my account Reviewed on: 13th January 2023
craig cunningham's avatar
craig cunningham

The best

5
10 stars.is the best company for people Reviewed on: 13th January 2023
Ady, Adrian's avatar
Ady, Adrian

Best credit

5
Becouse low fee very good card in my life Reviewed on: 13th January 2023
Alireza shirizadeh sisan's avatar
Alireza shirizadeh sisan

Best credit card provider

5
Application process is easy and customer service amazing. Reviewed on: 13th January 2023
stanil georgiev's avatar
stanil georgiev

Excellent Responsible Credit Provider

5
When my credit score was poor, Zopa were there to offer a limited credit limit credit card for me to help improve my score and nearly 12 months later, they have consistently advised & help me use my card the correct way and my credit score is good now with there support. Excellent 11 out of 10 Reviewed on: 13th January 2023
marksmudgersmith68@gmail.com's avatar
[email protected]

Excellent credit card provider

5
Spot on customer service, easy to use app, generally really good credit card. Reviewed on: 13th January 2023
Annie Shrewsbury's avatar
Annie Shrewsbury

Review

5
Very good company, very good customer service Reviewed on: 13th January 2023
Matthew butcher's avatar
Matthew butcher

The Credit Card we all need!

5
Easy to apply, easy app to use and great with keeping you updated on spend and features Reviewed on: 13th January 2023
Andrew's avatar
Andrew

Review

4
Quick and efficient company card came within 2 days of being approved Reviewed on: 13th January 2023
emmahicken26@gmail.com's avatar
[email protected]

Lovely customer service

5
Never had a problem always helpful Reviewed on: 13th January 2023
mark.booth2009@gmail.com's avatar
[email protected]

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