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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

The best

The best card what I had, I recommend it with confidence Reviewed on: 14th January 2023

Credit card

Very good company great to be a customer Reviewed on: 14th January 2023

Great card

Fantastic card with good facilities. Reviewed on: 14th January 2023

There the easiest card people to deal with and don't give credit uplifts if you don't want or been it

Very good to work with and easy app to use Reviewed on: 14th January 2023

Simply Zopa

It was very quick and easy applying for the Zopa credit card. That was the clincher for me! No gruelling forms to complete or nightmare telesales harassing you! With there no nonsense app monitor your spending as well as track your transactions. It has everything there that you may need. From help with account issues, tips and advice on money matters, and handy offers too! What else is there to say...nothing. It's simply perfect and sublimely simple. It's Simply Zopa. Reviewed on: 14th January 2023

Zopa is a great bank

Simple and efficient navigation through the app and quick responses on queries. Reviewed on: 14th January 2023

Easy to use company and app

Great experience with Zopa the app is so easy to use Reviewed on: 14th January 2023

Reliable company

Fantastic experience from zopa credit card and the customer service team is very amazing Reviewed on: 14th January 2023

Helped and supporting

They greatly helped me with the chance to rebuild my credit score.but did not look down on me.but gave me support and great advice.and it is still there for me.great company Reviewed on: 14th January 2023

Amazing customer service.

Always happy to help in customer service. Never been disappointed. Reviewed on: 14th January 2023

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