Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Never a issue

Really go card never had any issues would definitely recommend to others Reviewed on: 13th January 2023

Great help

Gave credit when needed really helped out wen needed Reviewed on: 13th January 2023

Great credit card

Never had a bad experience with zopa. Customer service is great, credt card it great and easy to manage Reviewed on: 13th January 2023

Simple as peas

The whole customer journey end to end was straightforward, clear and enabled me to make an informed decision on how to proceed. The app enables me to fully manage, track status and offers so many supportive useful elements and information! Finance done right! Reviewed on: 13th January 2023

Perfect credit card

Card and app is fantastic and gives clear advice and current info Reviewed on: 13th January 2023

Spot on

Great company and very easy to apply for Reviewed on: 13th January 2023

Simply The Vedt

Great staff very polite and a pleasure to deal with Reviewed on: 13th January 2023

My zopa credit card

Easy to apply. Fast efficient decision made. Excellent, easy to use app. Exactly what I wanted. Reviewed on: 13th January 2023

Low rates, good communication

Low rates can be hard to find but I found Zopa very competitive. Also their savings rates are some of the best around. Reviewed on: 13th January 2023

Highley recomend

Easy to set up decent apr for my credit rating and i like that i can set up savings aling side it in the same app Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Santander 3.93 from 21 reviews
Credit card
from 118 118 Money 4.84 from 1103 reviews
Cashback credit card
from Lloyds Bank 4.78 from 9 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5771 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub