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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Bad Credit History

Zopa were able to provide me with a credit card to help build my credit rating back up when hardly any others would. The application process was simple and I was approved within minutes. Thank you Zopa Reviewed on: 14th January 2023

Excellent service

The service is very informative about spending and increasing your credi limit. Friendly service Reviewed on: 14th January 2023

Easy and simple

Easy to get, purchase interest quite small, not like in others credit cards. Reviewed on: 14th January 2023

Clear,concise & easy to use

Good notifications, advice & backup. An idea starter card Reviewed on: 14th January 2023

Excellent Choice on choosing a Credit Card

User friendly app, easy to make payments Reviewed on: 14th January 2023

Very Helpful

A very helpful company with a great app Reviewed on: 14th January 2023

Great and convenient

From the start of the application process was easy to and quick for approval. My balance was lower then what I wanted but after uninhabited it and paying it off they up my balance. If used correctly it’s a massive help. App is well made also. Reviewed on: 14th January 2023

Application

Straight forward and friendly, easy application process Reviewed on: 14th January 2023

Very friendly staff

From start to getting card the staff was very welcoming and helpful Reviewed on: 14th January 2023

More than I expected

From first to last, its been very easy to manage my account. The App helps me build my credit score with advice. Overall highly recommended Reviewed on: 14th January 2023

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