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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Credit card

Process was very simple and easy. Very quick response for acceptance.. App very easy to use and so handy! Reviewed on: 14th January 2023

Fair lending

The app is very clear and has everything you need. They use very clear application form. Reviewed on: 14th January 2023

poor serviice

As a company they do not seem to be able to set up direct debits, trid on three occassions, only for Zopa to miss my payement deadline, then charged me£12 for their mistakes, they still have not returned my money, in other ways they seem a good company, pity about direct debits Reviewed on: 14th January 2023

Great service

They’ve helped me increase my credit score and granted me a credit card. Awesome customer service and support anything you need. Thank you all Reviewed on: 14th January 2023

Credit with a conscience

An excellent credit provider. No ridiculous credit increases and responsible lending. Won’t let you borrow more than you can afford. Easy to use app and simple credit terms. A brilliant way to build credit. Reviewed on: 14th January 2023

Brilliant, straight forward and amazing communication

I took out a Zopa credit card to help boost my credit score. The application process was incredibly straight forward. My card arrived quickly and the app is brilliant. Communication with Zopa is second to none and I have been incredibly happy with my choice to apply for their card. One very satisfied customer Reviewed on: 14th January 2023

Best company

Zoopla credit card is a amazing company. Has really helped me to build my credit up, great app, very informative, up to date, explains everything in detail. Also get a remind message to make payments on time. Excellent customer service. Reviewed on: 14th January 2023

Amazing

Very easy to use and very professionally Reviewed on: 14th January 2023

Fantastic card

Fantastic card with easy Payment methods and good app Reviewed on: 14th January 2023

So easy to use

Always answer phone quickly and helpful agents Reviewed on: 14th January 2023

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